cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom question

tag
Joebunaga
New Contributor

Chase Freedom question

I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.

I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.

Could someone confirm or deny that?

 

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me. 


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 1 of 9
8 REPLIES 8
surehit
Regular Contributor

Re: Chase Freedom question

It is correct that they can be transferred. I did this earlier today Smiley Very Happy 

AMEX Platinum Gold - NPSL | Citi ThankYou Premiere 20k | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 5k x 5 (Not sure why I needed 5.... but still....) | Amex Blue Cash Everyday - 21K | Chase Sapphire Preferred - 15K | Ritz Carlton Card - 10k | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -1000

Eq (MyFico) 767 | TU (FICO) 759 | Ex (FAKO): 749
Message 2 of 9
Anonymous
Not applicable

Re: Chase Freedom question


@Joebunaga wrote:

I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.

I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.

Could someone confirm or deny that?

 

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me. 


Yes, you can transfer points from Freedom to your CSP account (and then on to partners).

 

From the Freedom site, you can click on FAQ:

 

https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/assets/page/UltimateRewards_FAQ&jp_ltg=fo...

 

And there is a section on combining points: (Can I combine points I earn from other Ultimate Rewards....) saying Yes, but can't be undone.

 

I keep thinking about apping for the Freedom, but I hate rotating categories and the capped 5%.  Probably will one day though!

 

 

 
Message 3 of 9
jennylocha
Regular Contributor

Re: Chase Freedom question


@Joebunaga wrote:

I'm trying to decide whats next on the list for when I decide to start apping again and Chase Freedom is fairly high up there.

I read that points earned on the Freedom can be transferred to UR if you already have an existing CSP, but I didn't see anything on the Chase website regarding this.

Could someone confirm or deny that?

 

The Freedom seems like a pretty good card either way with the revolving 5% categories. Having the flexibility to transfer the cash back feature into URs would be another selling point for me. 


It is 100% true! I just did this a last week, Transferred my current accumulated points (with acct opening bonus points) to my newly acquired CSP to make hotel reservations in Orlando, FL and Universal Studios Tickets through the UR site. Super easy and totally worth it!

 

Side Note:

It rained/stormed when  we got there and I was afraid that I was going to lose out on my purchase so I called the number on the back of my CSP to find out what my options were and they told me that I did have travel protection and if it persist that I could call them and get a refund back on my ticket purchase if not already used. The CSR even looked up the weather report on that particular area where I was staying to let me know that it will soon subside! Who does that?! Did not end up doing that because the day became absolutely beautiful, however this was so GREAT to know that I had that option. I think by far CSP customer service out ranks others.

Current Score: TU 671 / EQ 675 / EX 682
Goal Score: 700 Club Across the board!

Message 4 of 9
Joebunaga
New Contributor

Re: Chase Freedom question

Thats great! Thanks for the info!

 

The revolving 5% seems like it might be a bit of a pain(activating quarterly) but if the categories stay the same next year I'd definitely be able to cherry pick some a decent amount of points to convert over for UR.

 

Behind Sallie Mae I think its now my #2 "want".

 


I can't believe you like money too. We should hang out.

FICO(Barclay1\22\15) TU: 798 | FICO EX: 780 | FICO EQ(2\12\15):808 | In the Garden from 5/8/14 until ???
UFCU Visa $5k | Cap1 QS $10K | Jetblue Amex $18K | CSP $6.5K | Amex Green (NPSL) | Chase Freedom $18k | Sallie Mae WMC $15.5k| BoA 1-2-3 Visa $7.5k | Amex Everyday $16k | Amex Fidelity $10k |
Message 5 of 9
09Lexie
Moderator Emerita

Re: Chase Freedom question

Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute
Message 6 of 9
myjourney
Super Contributor

Re: Chase Freedom question


@Joebunaga wrote:

Thats great! Thanks for the info!

 

The revolving 5% seems like it might be a bit of a pain(activating quarterly) but if the categories stay the same next year I'd definitely be able to cherry pick some a decent amount of points to convert over for UR.

 

Behind Sallie Mae I think its now my #2 "want".

 


Can't speak for Chase enrolling

Enrolling for Discover is so easy it takes all of one minute if that.

Click the button and boom you enrolled so can't imagine Chase is that hard either and well worth it 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 9
myjourney
Super Contributor

Re: Chase Freedom question


@09Lexie wrote:
Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute

Lexie beat me as usualSmiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 9
TheConductor
Established Contributor

Re: Chase Freedom question


@09Lexie wrote:
Activating the quarterly category is painless. If you set up email or text alerts it will remind you to signup. The whole process takes less than a minute

This.  I get a text message every quarter and just have to reply to activate it.  Totally painless.

 

Chase in general has amazing service via SMS alerts.  They also send me text warnings if one of my banking accounts is about to incur a fee because of a low balance, and I can reply to transfer money automatically from another account.

 

 

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.