Chase Freedom vs Discover It - Discover Wins?

[Credit12Fico]

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

[Remedios]

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

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When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

[Slabenstein]

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@Remedios wrote:

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

---

When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

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I got pretty regular auto-CLI on my Chase Amazon for a while, but that was like a decade ago.

[Remedios]

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@Slabenstein wrote:

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@Remedios wrote:

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

---

When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

---

I got pretty regular auto-CLI on my Chase Amazon for a while, but that was like a decade ago.

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So, you're the reason they ran out of 💰

Knew it!!!

[Slabenstein]

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@Remedios wrote:

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@Slabenstein wrote:

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@Remedios wrote:

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

---

When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

---

I got pretty regular auto-CLI on my Chase Amazon for a while, but that was like a decade ago.

---

So, you're the reason they ran out of 💰

Knew it!!!

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Yep! 5k broke their bank.

[Credit12Fico]

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@Remedios wrote:

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

---

When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

---

what a time to be alive 

[Remedios]

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@Credit12Fico wrote:

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@Remedios wrote:

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@Credit12Fico wrote:

Apologies for being a little outdated haha. I'm still reminiscing of a time when Chase had a card called the "Freedom" and handed out Auto-CLI like candy.

---

When was Chase handing out auto CLIs like candy?

That ain't no Chase I know

---

what a time to be alive 

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Indeed. They've only been my main squeeze for 15 years, so I haven't witnessed this alleged behavior.

Two mortgages, some cards, and a few car loans later, I'm still Chase noob 

[K-in-Boston]

Speaking as someone who had Chase cards in the '00s and '10s, I got my first and only auto CLI in 2019 - $1500 right after I had them drop the $700 off the end of another credit line because it not ending in ,000 bothered me.  😂 

[joltdude]

Chase handing out Auto CLIs like candy.. Uhm.. I got my first one and have had the card for just under 4 years..... and it was my AZ Prime Visa...

Kinda a fan of Discover due to my dealings with them.. Though like anything in this sphere, YCMV....

Miss Disco seems to like my credit profile... 

-J

[Anonymous]

Both are good cards. If I had to get rid of one of the 2,  it would be Discover. The 3% and 5% are bonus for me. I don't care about APRs or difficulty in getting CLIs. They have Chase offers. They have extended warranty and cell phone protection. So those things make a difference. I have both cards plus the Freedom Flex. 

Plus, the Freedom cards have a little more cachet than Discover, if that makes any difference to you.