Chase IHG + Freedom

[Anonymous]

I want to apply for the Freedom now that the $200 bonus is back, but I also want to add another Chase card so I can get both with the same hard pull. As much as I want the United card with the awesome bonus it has right now, I think it's more important for me to get a card to keep long term and not just for the bonus, especially with Chase. So I'm thinking the IHG card is the best option, since the $49 annual fee more than pays for it self with the annual free night benefit. Would it matter in which order I applied in, Freedom or IHG first? I have a CSP with a $9.5k limit should I need to recon and split some of that line to get a new card approved.

[baller4life]

I just got IHG. Awesome card. Many get 2 for 1 pull but it's not guaranteed. You don't have a lot of new accounts do you?

[Sharingan]

Personally, I would apply for the Freedom first because its bonus isn't what is normally offered, unlike the IHG currently. At least you'll obtain the Freedom's best offer if Chase only decides to give you one card. I'm fairly positive that both cards have the same underwriting requirements anyway. As for the hard pull, I have never had luck getting 2 cards with 1 pull from Chase.

[Anonymous]

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@Sharingan wrote:
Personally, I would apply for the Freedom first because its bonus isn't what is normally offered, unlike the IHG currently. At least you'll obtain the Freedom's best offer if Chase only decides to give you one card. I'm fairly positive that both cards have the same underwriting requirements anyway. As for the hard pull, I have never had luck getting 2 cards with 1 pull from Chase.

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Did you ever apply for both Chase cards within the same day? 

[Anonymous]

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@baller4life wrote:
I just got IHG. Awesome card. Many get 2 for 1 pull but it's not guaranteed. You don't have a lot of new accounts do you?

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Just checked my Equifax and Experian reports...I have 5 new accounts this year but 2 of them aren't reporting yet.

[msbia]

I would go for the Freedom first because of the awesome bonus! Then I would immediately app for IHG, which may go to verification but you should be ok depending on your profile. I just got approved for IHG same day as Baller with a SCL of $15k! Chase can be generous as they already have with your first card. Good luck!

[baller4life]

+100

[Jerry45]

Pardon my Red Wine soaked Mind, but what pretel, is IHG?

[baller4life]

A fabulous hotel card by Chase!

https://m.creditcards.chase.com/ihg-credit-card.aspx

[Jerry45]

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@baller4life wrote:
A fabulous hotel card by Chase!

https://m.creditcards.chase.com/ihg-credit-card.aspx

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Thanks for the link Baller. That is a nice card. Nice APR also. Is the 60k bonus nice?