@Anonymous wrote:
@Anonymous wrote:Yeah it's nice seeing those numbers go down. My NFCU Platinum will drop to 5.99% on 5/1. But it will hurt to watch those numbers go back up later.
That's pretty good! If I had Plat with that rate I'd just use them for a Loan purposes, much better than most Loan rates and no HP!
Yeah the regular APR on the Platinum is so low that I wouldn't really have a big issue with carrying a balance if I had to since my money would go to support the health of the CU. NFCU only charges 2% more for cash advances too so if I ever need quick cash for a short term, I would be more likely to draw from my CA limit than take out a personal loan.
My rate with Chase went from 18% to 15% 