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@Anonymous wrote:
Since I havn't figured out how to do a signature yet I will put my stats here (let me know how to set this up).
If you use this link THIS IS HOW YOU ADD CREDIT CARD PICS TO YOUR PROFILE you will see how to set up your signature line. I know you have to obtain a certain level of member before you are able to do so.
On the upper right-hand side is the menu three dots, go to "report inappropriate content" which will get you to a moderator or administrator and they can add your stats to your signature line if you have not achieved the status needed do it yourself.
Again, Welcome to the myFICO forums.
Welcome @durac! It's unfortunate that this happened to you, but still, congrats on the approval for the card you keep! it appears there really will not be a way around this based on the different reasons mentioned in the prior posts. But you seem to be in a good position with your scores/profile, and that is great. I wouldn't worry too much about this. The good thing is you found these forums and will be able to use this to your advantage in the future. Topics like this and countless others are discussed daily and will give you more knowledge moving forward with future apps, or even how to handle certain things in your profile. Next time, you'll be on top of it!!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
I doubled-appd about 3 months ago for Sapphire Reserve and Freedom. Both apps went to review which was a mild surprise. My Fico in the 785/800's and 6 figure income. I was approved for the CSR @ 34k and denied for the Freedom. Fast forward to last week, I double-appd for Freedom and Marriott while 3/24. I was approved for both @ combined 40k+ SL. I'd also appd and received the AMEX Platinum in between. I received the Freedom today and quickly put some spend on it. Still waiting for the Marriott with the credit portal showing the status as active. I have shuffled out a large chunk of the credit line from the Marriott to the other 2 cards, just incase it gets the axe.
It's certainly YMMV.
Is it two chase cards in one day, or two cards period in the same day will cause a closure?
I am planning once its been 6 months from my most recent card to app for both a chase and barclay card at the same time. Currently at 3/24.
Is this doable?
@FinStar wrote:
Folks often perceive it as the lender's loss when in all reality it isn't, whether you would meet the spending for the SUB or not. They can afford to be selective.
Right, and having a purchase lined up to meet the SUB isn't particularly positive from an issuers viewpoint, as the SUB is often going to cost more than the related swipe fees. (I guess the ideal customer, if they don't pay interest, is one who doesn't quite meet the SUB but continues to use the card heavily thereafter!)
@Bees18 wrote:Is it two chase cards in one day, or two cards period in the same day will cause a closure?
I am planning once its been 6 months from my most recent card to app for both a chase and barclay card at the same time. Currently at 3/24.
Is this doable?
chase cards only
I think chase does not know about either (chase or barclay) in real time but their own card will soon show up in some sort of internal cross check (thus preventing double dipping, causing one or more of 'under review' apps to be denied or one or more of the approved ones to be closed like what happened to the OP).
That said, unless the barclay card you are looking at is a business card, might want to think twice about hitting 5/24 limit before getting all chase cards that you might ever want.
@Medic981 wrote:
@Anonymous wrote:
Since I havn't figured out how to do a signature yet I will put my stats here (let me know how to set this up).
If you use this link THIS IS HOW YOU ADD CREDIT CARD PICS TO YOUR PROFILE you will see how to set up your signature line. I know you have to obtain a certain level of member before you are able to do so.
On the upper right-hand side is the menu three dots, go to "report inappropriate content" which will get you to a moderator or administrator and they can add your stats to your signature line if you have not achieved the status needed do it yourself.
Again, Welcome to the myFICO forums.
Medic981: You need to ask one of the moderators to help you reduce the size of the images of the credit cards in your signature. They take up too much space and are a distraction to the readers.