No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@NRB525 wrote:PYB has to be redeemed on specific types of charges, within a certain time frame? Or you can reach back several months to get appropriate charges to PYB? Posing the question because that's a lot of points to redeem.
Yes, it is restricted to certain types of charges, and you have, I think, 90 days from the posting of the charge
@NRB525, DW is keeping it for another year mainly because the PYB bonus currently applies to the AF. If Chase extends this program beyond 2021, then she might keep the card longer even with travel restrictions in place. If not, then a PC to the CSP will be on the horizon.
To add to @Anonymous's response, here are the current redemption categories for PYB:
Dining - ends 09/30/21
Grocery Stores - ends 09/30/21
Home Improvement Stores - ends 09/30/21
Select Charities - ends 12/31/22
Annual Membership Fee - ends 12/31/21
Fund a Vaccine Ride with Lyft - ends 09/30/21