Chase Recons?

[icyhot]

How long does Chase keeps apps on file? I apped for the Marriott on 4/30, I know my profile will be stronger in the next month or so when I pay down more cards and let the INQs age. Will they still have it on file or will I have to re-app? Also how good are they with Recons?

[Anonymous]

They probably still have it on file, but since it's past 30 days it would be another hard pull. You might as well app again. Lately, they have been very tough with recons. Lots of reports of denials based on "two many new accounts in the last two years."

[Anonymous]

You can't recon at this point.  It will have to be a new application.

[icyhot]

Ah darn. Thanks!