@Gregory1776 wrote:you know you've forever ruined CapOne for me now with that one? 😂
seems like you miss out on a lot of fun doing that... 😕
I have a lot of fun in the comfort of my own home! 
update: they pre-approved me but now they're saying they need to review my application. I don't know how it will go, I haven't reached the 5-24 rule yet so I guess we'll see.
Recommend calling them. I've had good success calling in after submitting apps: many times, just wanted to verify/confirm a couple of items. You got this!
@UncleB
I'm mostly doing it for the sign up bonus. I have a freedom flex but the 5% categories are always hit or miss for me because I have a Discover which also has 5% categories.
Just keep it ya cheapos it's a good ongoing deal even at $95
Use the doordash credit for grocery pickup and feed your whole family a rotisserie chicken once a month. That's worth $120, but say you usually buy your rotisserie chickens at costco for $5 - so we'll call it as only worth $60. I know potatoehead doesnt have costco since it has an annual fee, so for him it's worth $120
Stay in a hotel once a year. Even if you don't travel, you're going to get talked into a wedding or somethign you're obligated to go to. $50 credit.
You're already a net gain in the very least of $15 per year.
Then you get 1 year warranty extensions. Free hotels and food if your flight gets delayed long enough. Primary rental car coverage. Luggage delay/loss reimbursement. Purchase protection if you're visiting a great american city like SF LA Chicago NYC etc. and get robbed on the way out of the store. If they break the window of your rental car to steal it later then you're covered two ways.
@creditrizz wrote:Just keep it ya cheapos it's a good ongoing deal even at $95
Use the doordash credit for grocery pickup and feed your whole family a rotisserie chicken once a month. That's worth $120, but say you usually buy your rotisserie chickens at costco for $5 - so we'll call it as only worth $60. I know potatoehead doesnt have costco since it has an annual fee, so for him it's worth $120
Stay in a hotel once a year. Even if you don't travel, you're going to get talked into a wedding or somethign you're obligated to go to. $50 credit.
You're already a net gain in the very least of $15 per year.
Then you get 1 year warranty extensions. Free hotels and food if your flight gets delayed long enough. Primary rental car coverage. Luggage delay/loss reimbursement. Purchase protection if you're visiting a great american city like SF LA Chicago NYC etc. and get robbed on the way out of the store. If they break the window of your rental car to steal it later then you're covered two ways.
I gave Chase $95 for this card once. It won't happen again! lol 
@creditrizz wrote:Just keep it ya cheapos it's a good ongoing deal even at $95
Use the doordash credit for grocery pickup and feed your whole family a rotisserie chicken once a month. That's worth $120, but say you usually buy your rotisserie chickens at costco for $5 - so we'll call it as only worth $60. I know potatoehead doesnt have costco since it has an annual fee, so for him it's worth $120
Stay in a hotel once a year. Even if you don't travel, you're going to get talked into a wedding or somethign you're obligated to go to. $50 credit.
You're already a net gain in the very least of $15 per year.
Then you get 1 year warranty extensions. Free hotels and food if your flight gets delayed long enough. Primary rental car coverage. Luggage delay/loss reimbursement. Purchase protection if you're visiting a great american city like SF LA Chicago NYC etc. and get robbed on the way out of the store. If they break the window of your rental car to steal it later then you're covered two ways.
He knows.
it is definitely going to be a beneficial card for me. I'm at least staying at a hotel 1 a year, easy 3-5 or more if we count unscheduled trips.
I do hope it won't change. If the Reserve stays the same and doesn't become a coupon book that makes it very difficult for me to earn credits, it won't be PCd.
and the CSR is the one I want. Looks way cooler and as is now, I'd get more benefits from it naturally.
