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Noticed in my Chase Mobile app I was preapproved for Chase Sapphire Reserve with 50,000 points. Annual fee is steep and I don’t spend enough to make annual fee cards worthwhile.
Your thread title is an offer followed by a question mark. Your thread body is a statement that the card would not be appropriate. I'm a bit lost.
Are you saying you're passing on the offer? Asking if it might be worth getting for a year?
The $300 travel credit takes a chunk out of it's AF. Think of it this way: you're prepaying for a trip in the minimum amount of $300 and you get complimentary lounge access. Chase's travel credit is so flexible, you really only need to take one trip per year to make it work.