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Chase Trifecta question

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bichonmom
Senior Contributor

Chase Trifecta question

So, I have Chase Freedom, which I'm using primarily for 5% on groceries this qtr. I just received an offer in the mail from Chase for $150 cash back when you open a ckg acct. I have read a little about saving more money when you have 2 Chase CCs and a ckg acct., I believe. Could someone share more about that and how it works?

 

Thanks! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 1 of 29
28 REPLIES 28
laz98
Senior Contributor

Re: Chase Trifecta question

I thought it was just Freedom + Checking?

Message 2 of 29
Anonymous
Not applicable

Re: Chase Trifecta question


@bichonmom wrote:

So, I have Chase Freedom, which I'm using primarily for 5% on groceries this qtr. I just received an offer in the mail from Chase for $150 cash back when you open a ckg acct. I have read a little about saving more money when you have 2 Chase CCs and a ckg acct., I believe. Could someone share more about that and how it works?

 

Thanks! Smiley Happy

 


I opened a Checking account for a $200 cash back offer.  Here's how it works:  When you submit the application for a new checking account, you have to make sure you input the pormotional code.  The system will confirm the amount of the bonus.

 

If your offer requires you to make a direct deposit, you'd have to DD a payroll paycheck or government benefits to get the bonus.    To avoid paying the $12.00 monthly fees, you'd ahve to keep a minimum daily balance of $1500, or average balance of $5000 or deposit a minimum of $500 each month into the checking account.  Also, you must keep the account opened for atleast 6 months, if not, the $150 bonus will be deducted.

 

I received my $200 bonus today. It took only 3 days to receive the bonus after the DD.   I made only one direct deposit from my employer since I'm keeping $1500 in the account for six months.

 

 

Message 3 of 29
Anonymous
Not applicable

Re: Chase Trifecta question

I'm not sure how the Checking and Freedom  works to earn extra points. 

Message 4 of 29
bichonmom
Senior Contributor

Re: Chase Trifecta question - or Chase Combo??

I'm not asking how to get the cash back. I want to know how the combined discount/rebate/etc. works when you use Chase CCs in conjunction w/their ckg. acct.

 

I thought it required 2 Chase CCs, but if it's only 1, that would be great. Anyone have the Chase CC/ckg combo?

 

Thanks! Smiley Happy

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 5 of 29
Anonymous
Not applicable

Re: Chase Trifecta question - or Chase Combo??


@bichonmom wrote:

I'm not asking how to get the cash back. I want to know how the combined discount/rebate/etc. works when you use Chase CCs in conjunction w/their ckg. acct.

 

I thought it required 2 Chase CCs, but if it's only 1, that would be great. Anyone have the Chase CC/ckg combo?

 

Thanks! Smiley Happy


I have the Chase Freedom +Checking Combo.  Someone explained it in detailes about how it works on slick deal website. 

Message 6 of 29
alph4
Regular Contributor

Re: Chase Trifecta question

With chase checking and the freedom card, I believe you get 10 points for every purchase (or swipe) plus a 10% bonus on points. So, a regular $10 purchase would get 21 points (10 points for the swipe + 10 points for the $10 spent and 1 extra point for the 10% bonus.)

 

Now, many people add on the Sapphire Preferred card as a way to combine points.  Both Freedom and CSP are "ultimate rewards" cards and your points go into the same pool.  With CSP, you can transfer points to FF programs.

Current Cards:
American Express Blue Cash Preferred - March 2007 - CL $10,000
Citi Forward Visa Signature - September 2009 - CL $6,500
Chase Freedom - March 2011 - CL $15,000
Chase Sapphire Preferred - May 2013 - CL $12,500
Discover It - November 2013 - $5,000
Barclay Arrival - January 2014 - $10,000
Message 7 of 29
ajh5408
Contributor

Re: Chase Trifecta question

This is part of the Chase Exclusives program. Details regarding the Freedom benefit are below:


You will earn 1 base point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As a Chase checking customer, you will also earn 1 bonus point for each $10 of net purchases (which equates to 10% of base points earned), and an additional 10 bonus points for each individual net purchase. To participate in this program for checking customers, the primary cardmember must be the sole owner or a joint owner of an open Chase checking account. Customers who do not have an open Chase checking account will automatically be converted together with all unredeemed rewards to the program which does not earn the bonus points described above. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program, including points earned for having a Chase checking account. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Source: https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/marketing/page/chase_exclusives_offer

Message 8 of 29
Anonymous
Not applicable

Re: Chase Trifecta question


@bichonmom wrote:

So, I have Chase Freedom, which I'm using primarily for 5% on groceries this qtr. I just received an offer in the mail from Chase for $150 cash back when you open a ckg acct. I have read a little about saving more money when you have 2 Chase CCs and a ckg acct., I believe. Could someone share more about that and how it works?

 

Thanks! Smiley Happy

 


Please read this post: click here -- everything you asked is explained in lengthy detail.

 

Hope this helps!

Message 9 of 29
rootpooty
Valued Contributor

Re: Chase Trifecta question

if you are acitve or former military having a chase checking account adds more perks and there are no fees with the account no matter what balance is in the account. ive kept my account open for the sole fact that im gonna apply for the freedom at the end of the year.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 10 of 29
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