Chase Trifecta question

[kevinjjc]

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@bichonmom wrote:

So, if I transfer $500 a month from another ckg acct/bank to a Chase ckg acct., then there is no mo fee? It says DD, so wouldn't they know a bank trsfr is not a DD?

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Correct, just make sure to "push" the money in, not "pull". For Chase, this will satisfy the DD requirement, even though technically it's not really a DD. If you "pull" money into your Chase checking account, it would be considered a funds transfer. Each month, I'm currently "pushing" $500 or more from my USAA checking account to my Chase checking account to avoid the monthly fees - In other words, do the funds transfer on the USAA website, not Chase.

[bichonmom]

Thanks! I'll check w/my bank and see how to do this. I pay bills online all of the time, but have never done a trsfr from my ckg acct.

[kevinjjc]

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@bichonmom wrote:

Thanks! I'll check w/my bank and see how to do this. I pay bills online all of the time, but have never done a trsfr from my ckg acct.

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Which bank or CU? Some charge fees for doing this.

[bichonmom]

Small local bank. (Much friendlier than the "big" banks, but their online system leaves a little to be desired.)

[rootpooty]

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@kevinjjc wrote:

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@bichonmom wrote:

Thanks! I'll check w/my bank and see how to do this. I pay bills online all of the time, but have never done a trsfr from my ckg acct.

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Which bank or CU? Some charge fees for doing this.

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Read the title to the original post

[kevinjjc]

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@bichonmom wrote:

Small local bank. (Much friendlier than the "big" banks, but their online system leaves a little to be desired.)

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I recommend Alliant CU, which has a good online banking interface, great rates, and a great ACH hub.

[kevinjjc]

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@rootpooty wrote:

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@kevinjjc wrote:

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@bichonmom wrote:

Thanks! I'll check w/my bank and see how to do this. I pay bills online all of the time, but have never done a trsfr from my ckg acct.

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Which bank or CU? Some charge fees for doing this.

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Read the title to the original post

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I think you misunderstood. I was asking which external bank/CU she will use to transfer money into Chase.

[bichonmom]

Thanks. I'll call my bank tomorrow and see if they charge. I could always do a dep to NFCU and then trsfr to chase. Seems like a lot of hoops, though. Does NFCU charge to push a trsfr.?

[kevinjjc]

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@bichonmom wrote:
Thanks. I'll call my bank tomorrow and see if they charge. I could always do a dep to NFCU and then trsfr to chase. Seems like a lot of hoops, though. Does NFCU charge to push a trsfr.?

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No, Navy Federal CU does not charge a fee for outgoing (or incoming) transfers. Alternatively, as someone else mentioned, you could also just park $1,500 or more in the Chase checking account to avoid any monthly fees.