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Chase approved cards

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FICOlearner123
Regular Contributor

Chase approved cards

I noticed already approved offers on my chase account page? Will there be a hard inquiry if I decide to get one?


Goal Cards
Message 1 of 9
8 REPLIES 8
1GaDawg85
Valued Contributor

Re: Chase approved cards

they will be hard pulls for most Chase products


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 2 of 9
K-in-Boston
Epic Contributor

Re: Chase approved cards

Yes, possibly two HPs for any approval.  But if they are already approved offers, those are essentially guaranteed if you accept them.

Message 3 of 9
Creditaddict
Legendary Contributor

Re: Chase approved cards


@FICOlearner123 wrote:

I noticed already approved offers on my chase account page? Will there be a hard inquiry if I decide to get one?


My dream! Limits?

DO IT! lol

Message 4 of 9
Remedios
Credit Mentor

Re: Chase approved cards

Those pre-approvals are pretty solid, as long as there have been no drastic changes from the time they did a pull that resulted in the offer to the time you accepted it. 

There will be a HP(s), typically TU if a result of pre-approval, along with another CRA. 

 

Congrats on your offer 

Message 5 of 9
Sax2610
Contributor

Re: Chase approved cards

Do you think i should wait for approval offers to show up in my chase accounts. I already have the Marriot Bonvoy travel card waiting for another CLI they gave me back in June  

Message 6 of 9
UpperNwGuy
Valued Contributor

Re: Chase approved cards

Even if they preapprove you, they will still do a hard pull when you apply.  They did it to me earlier this year.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 7 of 9
SouthJamaica
Mega Contributor

Re: Chase approved cards


@FICOlearner123 wrote:

I noticed already approved offers on my chase account page? Will there be a hard inquiry if I decide to get one?


Yes, and Chase sometimes pulls two.

 

 


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 8 of 9
SouthJamaica
Mega Contributor

Re: Chase approved cards


@K-in-Boston wrote:

Yes, possibly two HPs for any approval.  But if they are already approved offers, those are essentially guaranteed if you accept them.


I had a Chase preapproval like that once, applied, and was denied.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 9 of 9
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