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Chase approved vs preapproved!

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Ladyk06
Contributor

Chase approved vs preapproved!

I finally got offers from Chase for their credit cards! I started rebuilding credit in 21. I have 6 cc's and 1 Au. Largest limit 35K. in September of last year I applied for Chase, which is my primary bank and they denied me for having too many cards in 2 years. Today I get offers for 11 of their cards! 2 business and 9 personal. Sapphire, flex, freedom, Ink business. Ect... with a GREEN BANNER AT THE TOP some say "You're already approved" with the limits posted ranging from 16k on, and some say "you're already preapproved" (the business cards)

I've been waiting to get their card but I'm nervous to hit the love button and accept the offers for fear of being denied again and wasting a inquiry. All of my scores are around 750. Has anyone else had this experience?

Message 1 of 18
17 REPLIES 17
M_Smart007
Legendary Contributor

Re: Chase approved vs preapproved!

IME ...Green "Your Already Approved" is a Green Light!

Message 2 of 18
Ladyk06
Contributor

Re: Chase approved vs preapproved!

Thank you!

Message 3 of 18
M_Smart007
Legendary Contributor

Re: Chase approved vs preapproved!


@Ladyk06 wrote:

Thank you!


You are WelcomeSmiley Happy

Message 4 of 18
JoeRockhead
Community Leader
Super Contributor

Re: Chase approved vs preapproved!


@M_Smart007 wrote:

IME ...Green "Your Already Approved" is a Green Light!


+1 this^^^ 

Message 5 of 18
drewricomakeubu
Frequent Contributor

Re: Chase approved vs preapproved!


@Ladyk06 wrote:

I finally got offers from Chase for their credit cards! I started rebuilding credit in 21. I have 6 cc's and 1 Au. Largest limit 35K. in September of last year I applied for Chase, which is my primary bank and they denied me for having too many cards in 2 years. Today I get offers for 11 of their cards! 2 business and 9 personal. Sapphire, flex, freedom, Ink business. Ect... with a GREEN BANNER AT THE TOP some say "You're already approved" with the limits posted ranging from 16k on, and some say "you're already preapproved" (the business cards)

I've been waiting to get their card but I'm nervous to hit the love button and accept the offers for fear of being denied again and wasting a inquiry. All of my scores are around 750. Has anyone else had this experience?


Is anyone else's preapproved page on their app not working? It doesn't offer me any preapprovals and it's kinda hitting me in my feels. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 6 of 18
GZG
Senior Contributor

Re: Chase approved vs preapproved!


@drewricomakeubu wrote:

@Ladyk06 wrote:

I finally got offers from Chase for their credit cards! I started rebuilding credit in 21. I have 6 cc's and 1 Au. Largest limit 35K. in September of last year I applied for Chase, which is my primary bank and they denied me for having too many cards in 2 years. Today I get offers for 11 of their cards! 2 business and 9 personal. Sapphire, flex, freedom, Ink business. Ect... with a GREEN BANNER AT THE TOP some say "You're already approved" with the limits posted ranging from 16k on, and some say "you're already preapproved" (the business cards)

I've been waiting to get their card but I'm nervous to hit the love button and accept the offers for fear of being denied again and wasting a inquiry. All of my scores are around 750. Has anyone else had this experience?


Is anyone else's preapproved page on their app not working? It doesn't offer me any preapprovals and it's kinda hitting me in my feels. 


image.png

 

welcome to the club

Starting FICO 8:
Current FICO 8:



Message 7 of 18
drewricomakeubu
Frequent Contributor

Re: Chase approved vs preapproved!


@GZG wrote:

@drewricomakeubu wrote:

@Ladyk06 wrote:

I finally got offers from Chase for their credit cards! I started rebuilding credit in 21. I have 6 cc's and 1 Au. Largest limit 35K. in September of last year I applied for Chase, which is my primary bank and they denied me for having too many cards in 2 years. Today I get offers for 11 of their cards! 2 business and 9 personal. Sapphire, flex, freedom, Ink business. Ect... with a GREEN BANNER AT THE TOP some say "You're already approved" with the limits posted ranging from 16k on, and some say "you're already preapproved" (the business cards)

I've been waiting to get their card but I'm nervous to hit the love button and accept the offers for fear of being denied again and wasting a inquiry. All of my scores are around 750. Has anyone else had this experience?


Is anyone else's preapproved page on their app not working? It doesn't offer me any preapprovals and it's kinda hitting me in my feels. 


image.png

 

welcome to the club


Lol dang

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800, Chase Ink Unlimited $12,500, American Express BCP: $12,000, Chase Sapphire Preferred $17,100, Blue Business Plus $10,000, Chase Ink Cash $12,00, Capital One Venture X $19,000, Amazon Prime Amex $9,000, Chase Freedom Unlimited $6,000, U.S. Bank Business Triple Cash Rewards $3,000, Amex Hilton Honors Business $17,500
Chase Ink Preferred $16,000
Capital One Savor $7,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 8 of 18
Ladyk06
Contributor

Re: Chase approved vs preapproved!

I'm sorry to hear that. Hang in there it will come. 

Message 9 of 18
Ladyk06
Contributor

Re: Chase approved vs preapproved!

My issue now is which card to choose. I have approvals for all of them except the business cards that have preapprovals on them. 🤷🏽‍♀️

Message 10 of 18
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