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Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

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Anonymous
Not applicable

Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

Title says it all basically.  Got a Chase Slate about 9 months ago for the 0% APR / 0% balance transfer to pay off my wife's car.

Now that it's paid off, I won't use the card - it doesn't offer me anything.

So my question is - could (or should) I call Chase and find out if I can switch this to a different product, like the Flex?

If they would do it, would:

A) I get the SUB

B) Get another hard credti pull?

Thanks - I did try to search, but mostly only see threads about people switching to/from CSR/CSP cards.  Plus, what the heck do I know? Smiley Happy

Shawn

Message 1 of 10
9 REPLIES 9
Remedios
Credit Mentor

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

You can PC to Flex. You aren't eligible for SUB if you do PC. 

There won't be another HP for doing a PC. 

Message 2 of 10
Anonymous
Not applicable

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

Is PC = Product change?

Message 3 of 10
FinStar
Moderator Emeritus

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?


@Anonymous wrote:

Is PC = Product change?


Yes.

Message 4 of 10
Citylights18
Valued Contributor

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

Once an account has been open for 12 months you can product change all you want.

 

Airline miles however start the expiration clock ticking.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 5 of 10
Anonymous
Not applicable

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

This is why I love this forum.

Called and converted to Freedom Flex.  Forum was 100% correct; no SUB / no hard pull.

I used the "backdoor" number I found in another board on here - whole process took 5 minutes start to finish.

 

Thanks everyone!

Message 6 of 10
Anonymous
Not applicable

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

Last month I called Chase to product change my Slate to a Freedom Unlimited. I already have a Freedom, and wanted another Visa that I could at least get some rewards with at Costco. Took all of 5 minutes on the phone. Was able to use the old Slate card as a Freedom Unlimited immediately. You much call in for a Product Change so that they can read you disclosures. Cheers!


Message 7 of 10
Remedios
Credit Mentor

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?


@Citylights18 wrote:

Once an account has been open for 12 months you can product change all you want.

 

Airline miles however start the expiration clock ticking.


Why would they wait a year? 

There is no annual fee increase involved

Message 8 of 10
Anonymous
Not applicable

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?

Don't want to press my luck - think I can do something like this with a BankAmericard?  It's got 13k with a 0 balance.

Not sure if BOA has great credit cards or not.

Message 9 of 10
coldfusion
Credit Mentor

Re: Chase credit cards - is it possible to switch from Slate to a different card? Credit pull?


@Anonymous wrote:

Don't want to press my luck - think I can do something like this with a BankAmericard?  It's got 13k with a 0 balance.

Not sure if BOA has great credit cards or not.


BoA allows for PCs with some restrictions but you should be able to PC your card to a Cash Rewards which for you is likely a good option. 

 

They don't normally allow a PC to the Premium Rewards card.

 

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 10
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