cancel
Showing results for 
Search instead for 
Did you mean: 

Chase - in-branch 5/24 exception to get Freedom?

tag
HeavenOhio
Senior Contributor

Re: Chase - in-branch 5/24 exception to get Freedom?

If you have the in-branch preapproval or the green check mark, it's probably worh risking the pull(s). Visit your branch, though. The offer might be better than what you see online.

 

That said, if I were in your shoes, I'd probably wait until I was under 5/24.

Message 11 of 15
expatCanuck
Super Contributor

Re: Chase - in-branch 5/24 exception to get Freedom?

Agreed.  No hurry. 

 

#StillFirstWorldProblems


2025 Goal: save 3 months' net income

Starting FICO8: 666 (give or take a FICO)
[ Last INQ 12-Feb-2024 ]
EQ8502 INQ (Auto, Mort)7y4m
EX8506 INQ (2 CC, 2 mort, 2 auto)7y
TU8501 INQ (CC)6y8m
3/241/12AoYA 10m | AoOA 24y2m~1%

Yeah, FICO 9 is 850 as well. Smiley Happy
Message 12 of 15
Anonymous
Not applicable

Re: Chase - in-branch 5/24 exception to get Freedom?


@expatCanuck wrote:

Thanks, MB & Brian. 

 

Nothing currently, but my Chase banking relationship is still a seedling.  We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).


 

FWIW, I opened a Chase Total Checking account primarily for the $200 bonus on 10/5/17 and got green check mark approvals for Freedom, Freedom Unlimited, and Slate around Christmas; then opened a Freedom via in-branch application on 12/28.

Message 13 of 15
Brian_Earl_Spilner
Credit Mentor

Re: Chase - in-branch 5/24 exception to get Freedom?


@expatCanuck wrote:

Thanks, Brian.  Very helpful data point, MB.

 

No green checkmark currently, but my Chase banking relationship is still a seedling.  We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).


Chase seriously doesn't care unless you're a private client.

    
Message 14 of 15
kdm31091
Super Contributor

Re: Chase - in-branch 5/24 exception to get Freedom?


@expatCanuck wrote:

Thanks, Brian.  Very helpful data point, MB.

 

No green checkmark currently, but my Chase banking relationship is still a seedling.  We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).


Chase really doesn't care about banking relationship unless you have a ton of money in there (CPC), and even that no longer circumvents 5/24.

 

I would definitely wait on a green checkmark or preapproval or else just wait until you pass the 5/24 test.

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.