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If you have the in-branch preapproval or the green check mark, it's probably worh risking the pull(s). Visit your branch, though. The offer might be better than what you see online.
That said, if I were in your shoes, I'd probably wait until I was under 5/24.
Agreed. No hurry.
#StillFirstWorldProblems
EQ | 850 | 2 INQ (Auto, Mort) | 7y4m |
EX | 850 | 6 INQ (2 CC, 2 mort, 2 auto) | 7y |
TU | 850 | 1 INQ (CC) | 6y8m |
3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
@expatCanuck wrote:Thanks, MB & Brian.
Nothing currently, but my Chase banking relationship is still a seedling. We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).
FWIW, I opened a Chase Total Checking account primarily for the $200 bonus on 10/5/17 and got green check mark approvals for Freedom, Freedom Unlimited, and Slate around Christmas; then opened a Freedom via in-branch application on 12/28.
@expatCanuck wrote:Thanks, Brian. Very helpful data point, MB.
No green checkmark currently, but my Chase banking relationship is still a seedling. We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).
Chase seriously doesn't care unless you're a private client.
@expatCanuck wrote:Thanks, Brian. Very helpful data point, MB.
No green checkmark currently, but my Chase banking relationship is still a seedling. We'll see if anything happens as the direct deposits from my new job starts to flow (and Chase can 'see' money leave to pay other bank cards).
Chase really doesn't care about banking relationship unless you have a ton of money in there (CPC), and even that no longer circumvents 5/24.
I would definitely wait on a green checkmark or preapproval or else just wait until you pass the 5/24 test.