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Chase inactive account question

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MoreRewards
Established Contributor

Chase inactive account question

How long will Chase typically leave inactive accounts open? I don't want my account closed without warning.

 

Edit: modified title to keep FUD from spreading Smiley Happy.  --Rev

EQ 773 * EX 786 * TU 797
Message 1 of 16
15 REPLIES 15
09Lexie
Moderator Emerita

Re: Chase Closing Accounts

The title of your thread is alarming. Maybe it should say something about inactive ?

To answer your question, I would guess a year but ymmv
Message 2 of 16
SuperKirby
Established Contributor

Re: Chase Closing Accounts


@09Lexie wrote:
The title of your thread is alarming. Maybe it should say something about inactive ?

LoL. Totally agree...

 

::Wipes the sweat off my forehead::

Message 3 of 16
09Lexie
Moderator Emerita

Re: Chase Closing Accounts

@SuperKirby

Tell me about it! ESP after the thread from swpopham!
Message 4 of 16
Dustink
Valued Contributor

Re: Chase Closing Accounts


@SuperKirby wrote:

@09Lexie wrote:
The title of your thread is alarming. Maybe it should say something about inactive ?

LoL. Totally agree...

 

::Wipes the sweat off my forehead::


+1

After seeing the CLD thread last night I was worried.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 16
Necromancer
Regular Contributor

Re: Chase Closing Accounts

I asked the same question to one the CSR @ chase when I was questioning them about upgrading my Freedom to a siggy, I was "told" (YMMV) that they wouldn't close the account if it had been used at least once in the year that it was to expire.

Message 6 of 16
MoreRewards
Established Contributor

Re: Chase inactive account question

Sorry everyone. Thanks for the title edit.

Ok haven't used one card in 8 or 9 months.

Guess I will use it JIC here soon.
EQ 773 * EX 786 * TU 797
Message 7 of 16
myjourney
Super Contributor

Re: Chase inactive account question


@MoreRewards wrote:
Sorry everyone. Thanks for the title edit.

Ok haven't used one card in 8 or 9 months.

Guess I will use it JIC here soon.

Time to use it for gum IMHO I wouldn't wait until the year mark but generally yes a year before they will close

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 16
MoreRewards
Established Contributor

Re: Chase inactive account question

Going to use it within the next couple weeks. Thoughtabout moving some of the limit over to another card. Since iit's not a card I will really ever be using but I'd rather not close the account.
EQ 773 * EX 786 * TU 797
Message 9 of 16
dilettante
Established Contributor

Re: Chase Closing Accounts


@Necromancer wrote:

@I asked the same question to one the CSR @ chase when I was questioning them about upgrading my Freedom to a siggy, I was "told" (YMMV) that they wouldn't close the account if it had been used at least once in the year that it was to expire.


+1

 

Expiration date may be the trigger. My Freedom card had been inactive since Nov. 2010. I received a letter from Chase in March 2013 saying that my card was due to expire in 2 months and since I hadn't used it in 2 years, they were going to close it unless I called to keep it open.

 

BUT ( and this is where YMMV comes in), this was a very old account with a decent CL of 25.5K, so not sure if this is their standard procedure.

Message 10 of 16
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