kicked down the garden fence today and decided to app for the marriot premier, got the 7-10 day message so I called the credit analyst and they transferred me to the vertification/ fraud department. Wasn't asked the usual questions such as doB, home address, or my moms maiden name. But instead I was asked questions about my other chase CC accounts information. They asked what my CL was on those account and what I had payed recently when the statement closed. After that I was approved.
Is this something new that they do? Since I have never been ask these type of questions before. Something to do with the target breach?.
I don't think it's a new thing w/ Chase, as I was asked all three times the same way.
@newUser0 wrote:This is also a form of verification. They just want to make sure that it's you who applied for the card and expect you should be able to answer any questions related to Chase/ Personal Information correctly.
+1 It seems based on these questions they don't have a problem giving the approval, but they just want to make sure its you applying and not some identity thief. I would imagine given the massive security breaches at target and potentially other merchants we will start to see more of this identity verification going forward.
;
Exact same questions for me and also for the Marriott card. Much better that way than with a verification software. Recently had to reply to the following question: Which lender do you have an account with and the answers were not multiple choice ...Discover and Barclays in the option left me puzzled 
.... unnecessary to say that I failed because at playing lottery I am not good either. ...so my DCU membership got denied 
... I think I am done with CUs after this experience.
Run into it before though I forget who with.
