Re: Chase preapproved CSP/CSR!

Anonymous · ‎06-20-2018

Both at 17.49%, bottom of the range! Not any better than the public offers though, and of course there's a shakiness being at 5/24.

Did I miss when they started preapproving CSR?

fltireguy · ‎06-20-2018

They've been doing them for a while. My girlfriend had the choice between the two, and took the preferred.

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

coldfusion · ‎06-20-2018

@Anonymous wrote:

Did I miss when they started preapproving CSR?

Emperically it was one of the changes that took effect the morning of 6/5.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

sjt · ‎06-22-2018

What were some of the other changes?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818

NRB525 · ‎06-22-2018

I also would like to catch up to what changed in early June

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

coldfusion · ‎06-23-2018

It was reported that Chase sent out a memo to all BRM on the morning of 6/5 that the in-branch BRM/paper application loophole was closed. That same week, DP of online My Offer CSR preapprovals started showing up.

You may recall that a few months ago Chase made a change that online preapprovals no longer override the 5/24 rule, but the latest trend appears that if an online preappoval lists a FIXED interest rate (e.g. 16.74%) 5/24 WILL be overridden, but if a RANGE is given 5/24 will still apply.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Anonymous · ‎06-24-2018

Congratulations

Can you elaborate on your profile?

I'd love to get a CSR offer one of these days

Anonymous · ‎06-25-2018

@Anonymous wrote:
Congratulations

Can you elaborate on your profile?

I'd love to get a CSR offer one of these days

My siggy says it all!

Anonymous · ‎06-25-2018

We have similar profiles but my chase cards still have lower limits. No clis

Hope that means good news for me too!

Anonymous · ‎06-25-2018

@Anonymous wrote:
@Anonymous wrote:
Congratulations

Can you elaborate on your profile?

I'd love to get a CSR offer one of these days
My siggy says it all!

Grasshopper, I've always seen you around on the forums and been jealous of your profile (we are both students and started building at the same time ). As you can see from my siggy, June was my month to finally play catchup to you

Still waiting to get some nice preapprovals like yours some day...more will probably come when I turn 21 and out of the CARD Act. I've had to cold-app for every card in my profile EXCEPT my Amex, which I was preapproved for and got $4k as a SL a year ago.

Chase preapproved CSP/CSR!

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Chase preapproved CSP/CSR!