Chase reduced limit

[newstart13]

i have no late payments.  My score is the same. I have no late payments on cards I have?  Is there a chance they will restore it?  Was this computer generated?

[Anonymous]

What are your balances? What is your utility? What kind of payments have you been making to Chase and others (minimum?)

[newstart13]

I have about 30% utilization on combined limits. Some cars have nothing on them.  I had about 25%utilization on chase card.  I,generally pay twice minimum payment and always on or before due date.

[Anonymous]

Care to share any additional relevant information to offer some contextual advice? Balance, Fico scores, card util%, overall util % etc

[Anonymous]

How many of their cards do you have?

[newstart13]

The letter the sent said my score was 719.  I have applied for interest free card recently. Could that have done it?  Should I call?  

[Anonymous]

When is the last time you used the card? I've had that happen to me before when I didn't use the card for several months.

[Anonymous]

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@newstart13 wrote:

The letter the sent said my score was 719.  I have applied for interest free card recently. Could that have done it?  Should I call?  

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Do you mean you applied for a Chase card (such as Slate)?   Sometimes they will reduce the limit on an existing card and apply that to the new one, but that would have been explained.   Which letter said 719?  If it is a CLD letter did they give no reason?

That said, people here are asking for data, but no-one can tell you as well as Chase, so of course call.  They may not give you a good reason ("we reevaluate credit limits regualarly to determine risk" type of thing) but it will be at least as accurate as anyone's guess here.

[newstart13]

It's been about three months since I used it.  Anyone have luck with recon on this?

[Anonymous]

That's a very decent score. What are you other two scores? 

How many cards do you have?

What util do you have on them? Are any maxed?

How long have you had the Chase card?  How often do you use it? 

Any credit card spree lately?

Anything bad come up on your reports?

These are the relevants data points we need to help offer some realistic advice and help you out.