Chase statement date---payment question

[Anonymous]

One thing I love about Chase is their non-floating statement dates. My Chase statements cut today. 

I know that on payment due dates, you can make payments up to some reasonably late time (particularly for us on the west coast). 

I thought that to make it before the statement date though, that I would have had to have paid by yesterday. But the statement isn't showing cut yet. So do I have a similar time frame today to make a payment and have it record before my statement cuts? 

[baller4life]

As long as you make the payment by cut off time it will post tonight before close of statement. And even if by some chance it doesn't, the great thing about Chase is if you have a $0 balance after they report, they will report again!

[kdm31091]

It should probably be fine if you do it by the cut off time.

[Anonymous]

---

@baller4life wrote:
As long as you make the payment by cut off time it will post tonight before close of statement. And even if by some chance it doesn't, the great thing about Chase is if you have a $0 balance after they report, they will report again!

---

Thanks. That's true. 

Normally, I wouldn't care, but I'm back to thinking there may be a possibility of refi'ing the house. Plus I just added DH as an AU for util padding and it'd be nice for it not to report a balance. Since I'm only about 10% thinking of the refi, I wasn't going to pay to zero. But...might as well. 

[icyhot]

I had this same question yesterday! On 3/8 my running balance was 1303.84. I made a $1300 payment at 8am. My statement date is 3/8. Today I log in and my statement balance is $3.84.

[takeshi74]

---

@Anonymous wrote:

I thought that to make it before the statement date though, that I would have had to have paid by yesterday. But the statement isn't showing cut yet. So do I have a similar time frame today to make a payment and have it record before my statement cuts? 

---

You should be fine but be careful relying on that if it is critical to you.  Payment method plays a part.  Pulled payments (i.e. paid via the Chase site) should be fine.  Pushed payments will depend on however long it takes for payments to go out from your bill payment service.

As stated above, Chase will do a midcycle update if you pay in full so even if it doesn't post properly you can 0 out the balance if desired.