Chase

[tendertan]

I have been gardening for awhile, well since December for most of my cards and the last App was February Amex.  Thanks to my Forum on here, yes I already did my 3xCLI on Amex!  So I have a Chase Freedom which I got in November14 and Dillards card, also let me throw in Quicksilver One.  Do anyone know if I can do an upgrade without an hardpull?  Maybe its called a Product Change.  I haven't recieved any CLI either with these cards, is it time and will that be a HP or SP?

[Anonymous]

Chase requires a year before you can PC.  Chase rarely gives SP CLIs unless it is auto.

[chalupaman]

---

@tendertan wrote:

I have been gardening for awhile, well since December for most of my cards and the last App was February Amex.  Thanks to my Forum on here, yes I already did my 3xCLI on Amex!  So I have a Chase Freedom which I got in November14 and Dillards card, also let me throw in Quicksilver One.  Do anyone know if I can do an upgrade without an hardpull?  Maybe its called a Product Change.  I haven't recieved any CLI either with these cards, is it time and will that be a HP or SP?

---

It's a HP with chase. I think your're better off waiting for an auto CLI or if you want another Chase card. It's how they work.

[tendertan]

Thank you on the response about Chase, will defintely wait then.  I was thinking about Dillard's to see if I can get the Amex card.  Quicksilver One whats the next step for that card? 

[Anonymous]

Keep checking the modify features section on Cap one, try to get the qs regular, no af version. Had both by accident, closed qs1 because they wouldn't pc me to venture 1

[ddemari]

I would love to see the modify my features option work on capitalone website. I have pressed that button several times over the past 4 years, never an option. But luckily, I should check back because they routinely put offers on this account, ya right. lol 

[Anonymous]

Agree re: Modify Features. I can't help but feel that the button isn't actually programmed to do anything.

I have offers on my account fairly frequently when doing online chat... why doesn't Modify Features show them to me?!

[Anonymous]

True upgraded my platinum to a QS via chat. False hope, makes the world go round lol

[Anonymous]

---

@Anonymous wrote:
True upgraded my platinum to a QS via chat. False hope, makes the world go round lol

---

I just did the same thing. The guy notifed me thru chat that this exact offer was currently available. I had no idea. I was just trying it on a whim fafter reading some threads on here. I wasn't eligible for a CLI tho since they upgraded my platinum to a $4500 limit in December. I've had this card over 7 years so it was a good limit and APR (13.9%) for the platinum but at least i was able to gain the rewards. 

I'm kinda feeling like a slumlord tho after learning more about cc's from this site. Less than a year ago i got a Credit One card (for a dumb reason) with a limit of $1500. They've since raised it to $1600. Evidentally thats a pretty high limit for them, but with a 23.9% APR it will be paid off and closed within a week

[Anonymous]

I've had my Chase Freedom since Nov. & no auto cli.  I'm going to app for a Sapphire in Nov./Dec.