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Check to see if a card pull Hard or Soft when requesting a CLI

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oracles
Valued Contributor

Re: CLI Pulls soft or Hard


@flowfaster wrote:

GECRB= soft pull on Amazon and walmart store cards 100% of the time.

 

BoA= YMMV not 100% hard.  I hit the luv button and went from 1000 to 2500 online instant with no hard pull.

 

 



Thanks Flow, i have updated

Message 21 of 121
oracles
Valued Contributor

Re: CLI Pulls soft or Hard

I've updated the list with some recent threads i've read regarding CLIs

 

Please, if anyone has more cards or there is an error, please let me know so i can update the list

 

Thanks

Message 22 of 121
CS800
Super Contributor

Re: CLI Pulls soft or Hard

Practically all cards can be a YMMV if they are auto CLI's

 

NFCU Cards = HP for CLI




Message 23 of 121
CS800
Super Contributor

Re: CLI Pulls soft or Hard

I see Wally in the first post.

 

Does the CLI policy differ by card for GE?




Message 24 of 121
oracles
Valued Contributor

Re: CLI Pulls soft or Hard


@CS800 wrote:

I see Wally in the first post.

 

Does the CLI policy differ by card for GE?


Thanks CS800, from my understanding it does not for GE cards, but i am listing them separately because some people may not know the card they have is a GE card.

Message 25 of 121
flowfaster
Established Contributor

Re: CLI Pulls soft or Hard


@oracles wrote:

@CS800 wrote:

I see Wally in the first post.

 

Does the CLI policy differ by card for GE?


Thanks CS800, from my understanding it does not for GE cards, but i am listing them separately because some people may not know the card they have is a GE card.


AFAIK it does differ somewhat between GE cards.  IE some say Care Credit is a hard pull for CLI.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 26 of 121
oracles
Valued Contributor

Re: CLI Pulls soft or Hard

Hey guys, keep it coming please

Message 27 of 121
TeeandDee
Frequent Contributor

Re: CLI Pulls soft or Hard

Great Post!!!  Keep it coming!!! Very useful information!

Slowly building....
Message 28 of 121
oracles
Valued Contributor

Re: CLI Pulls soft or Hard


@TeeandDee wrote:

Great Post!!!  Keep it coming!!! Very useful information!



ThanksTee

 

I am hoping people will respond and they will make this a sticky. Its sometimes difficult searching to see if a particular card pulls Soft or Hard.

 

This will make it easier.

Message 29 of 121
Crashem
Valued Contributor

Re: CLI Pulls soft or Hard

AMEX is hard after 25k.

 

Capitol One: auto cli (soft).  customer CLI = do they even allow it?  but I have heard HP when they did.

               LIMITS IN CARD DESCRIPTIONS
Message 30 of 121
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