The Citi AAdvntage Gold card I applied for two weeks ago finally arrived yesterday. I called Citi to ask a few questions and the representative suggested that I upgrade to the platinum card immediately. the milage cap on the Gold is 60,000 vs 100,000 for the Platinum. The APR was reduced by 2%. The AF increased by $35. I'm not sure why I didn't apply for the platinum in the 1st place.