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Citi CLI Before Six Months...

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Andy77
Valued Contributor

Citi CLI Before Six Months...

 

 

I got a CLI on my citicard on 12/20/13...I have had heavy usage since then....(5k limit world master, charged and paid 8300 last month)

 

Will I get an auto decline if I try for a CLI before the six month period?

 

 

 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Citi CLI Before Six Months...

Have you checked to see if it will be SP but checking online at the wording for requesting CLI?

Message 2 of 11
lhcole77
Valued Contributor

Re: Citi CLI Before Six Months...


@Andy77 wrote:

 

 

I got a CLI on my citicard on 12/20/13...I have had heavy usage since then....(5k limit world master, charged and paid 8300 last month)

 

Will I get an auto decline if I try for a CLI before the six month period?

 

 

 


If you're looking for a SP CLI, perhaps it will. If you're willing to take a HP CLI it may not. Double check verbiage on CLI page of Citi's website.

Message 3 of 11
maiden_girl
Valued Contributor

Re: Citi CLI Before Six Months...

A SP yes but a requested HP is every 6 months.

As of 2017, rebuilding...
Message 4 of 11
Andy77
Valued Contributor

Re: Citi CLI Before Six Months...

It says this for both of my cards:

 

 

 

It's easy to find out if you qualify for a credit limit increase. By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will review your request within 24 hours.

 

If I call them..do u think they can see if they can get me a CLI with a SP...been a cardmember since 2009...perfect payment history

Message 5 of 11
Anonymous
Not applicable

Re: Citi CLI Before Six Months...


@Andy77 wrote:

It says this for both of my cards:

 

 

 

It's easy to find out if you qualify for a credit limit increase. By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will review your request within 24 hours.

 

If I call them..do u think they can see if they can get me a CLI with a SP...been a cardmember since 2009...perfect payment history


@Andy77, I've always had good success by calling them but really only every six months with SPs.

Message 6 of 11
cclee
Regular Contributor

Re: Citi CLI Before Six Months...

I was only able to do it every 6 mo's and we use it heavily, they always approved it, but not before the 6mo mark.




In The Garden Until 11/01/15 - Last App 11/03/13
Message 7 of 11
Kenny
Moderator Emeritus

Re: Citi CLI Before Six Months...

Yeah, you're gonna need to wait the 6 months.
Message 8 of 11
CreditMagic7
Mega Contributor

Re: Citi CLI Before Six Months...

I was able to obtain a CLI on my CDP card x3 after just 3 months but had to go through the EO for it. Now it's been 6 months i tried the the SP Online Button and as expected it came back a negative but at least the letter qualifies for a Equifax free credit report. I don't dare press my luck with the EO again for awhile ALTHOUGH that is still an open option for CLI.

Message 9 of 11
lhcole77
Valued Contributor

Re: Citi CLI Before Six Months...


@Andy77 wrote:

It says this for both of my cards:

 

 

 

It's easy to find out if you qualify for a credit limit increase. By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will review your request within 24 hours.

 

If I call them..do u think they can see if they can get me a CLI with a SP...been a cardmember since 2009...perfect payment history


When I called and tried to do a CLI over phone the CSR was able to tell me that it would be a HP so I stopped. Might we worth the call for you. =)

Message 10 of 11
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