Citi CLI Question

[Anonymous]

Why is it that some people can request a CLI an it's granted with a soft pull an others like myself have to take a hard? Had my card over 6 months with a 2300 CL.

[DI]

I received my card July 09 with a credit line of $4000.  I have yet to receive a CLI.   I always get the form.  Now I get a message saying to call customer service whenever I hit the button to check.

[Anonymous]

citi likes heavy spending and many balance transfer

if you have 5000 limit , and spend only 300 a month, there is no reason they ll give more ..

[Anonymous]

My card has been ran up to the max twice an i paid it off so don't really get that.

[moonman]

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@Anonymous wrote:

My card has been ran up to the max twice an i paid it off so don't really get that.

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You should see the request cli link after the first 5th or 6th month. be patient it will happen for you

[Anonymous]

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@moonman wrote:

You should see the request cli link after the first 5th or 6th month. be patient it will happen for you

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The CLI button has been there for that past 3 months but i have to always fill out a forum which i'm sure that would be a hard.

[asanch12]

yeah, that may be the case.  i started with 6000 and BT'd to about 4k, and then requested the CLI 6 months later when the prompt to call came up.  I got an instant 2100, BT'd again and 3 months later another 2100.  i paid them off and now have a 10,200 limit and i haven't had the card a year.

[tray]

I have a platinium select card with citi, I did sign up with autopay to pay my account online and citi does have my bank account information, I have had my card since March30 of this year and have recieved 2 cli's no hard pull.  Maybe that is an option you can consider and then see if you still get the bank information form to fill out, but if you carry a balance on your card, citi takes the whole amount out of your bank for payment when it is due.

[tray]

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@DI wrote:

I received my card July 09 with a credit line of $4000.  I have yet to receive a CLI.   I always get the form.  Now I get a message saying to call customer service whenever I hit the button to check.

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When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old

[alph4]

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@tray wrote:

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@DI wrote:

I received my card July 09 with a credit line of $4000.  I have yet to receive a CLI.   I always get the form.  Now I get a message saying to call customer service whenever I hit the button to check.

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When you get the message to call and no form that is a soft pull, I recieved 2 cli's so far one for $1,400 and the other for $1,200 citi is very generous with giving out cli's card is only 7 months old

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I get the message to call. Is it an automated system or a live agent you talk to?  And do they just ask the standard questions (income, how much you want) or do they go more in depth?