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I just got a CLI approved on two of my Citi cards using the Luv button online with no hard pull (I got the "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." message)
This was a few days ago, when I go check the CLI page, it still says "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision."
Would it be declined since it was already increased or is it now like Comenity when you can keep hitting it and have a chance at further increases?
@xtdefy wrote:I just got a CLI approved on two of my Citi cards using the Luv button online with no hard pull (I got the "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." message)
This was a few days ago, when I go check the CLI page, it still says "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision."
Would it be declined since it was already increased or is it now like Comenity when you can keep hitting it and have a chance at further increases?
It would be declined. Need to wait 6 months after last CLI. Citi is definitely not like Comenity
Once and done for 6 months with Citi as mentioned.
A free EQ credit report from the denial is available though.