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Citi CLI?

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Creditplz
Valued Contributor

Citi CLI?

When would you request a CLI for citi after approval?. Also who do they pull from??.

I know Creditpulls database gives approval scores/credit bureau but not CLI
Message 1 of 11
10 REPLIES 10
Gmood1
Super Contributor

Re: Citi CLI?

EX is the CR they pull IME. You can request whenever you please. Normally SP CLIs come roughly 181 days after the first increase.
You can request a HP CLI anytime.
Message 2 of 11
chaos51
Regular Contributor

Re: Citi CLI?

I only have a Citi Best Buy Visa, and they only have pulled TU for me. I don't know if they pull different CBs based on cobranded or not.

Total Revolving Credit Limit: $306,900
Pay Over Time Limit: $85,000
Fico 8 Scores: Ex: 751, TU 751, EQ 741
Message 3 of 11
iheartwings
Valued Contributor

Re: Citi CLI?


@Creditplzwrote:
When would you request a CLI for citi after approval?. Also who do they pull from??.

I know Creditpulls database gives approval scores/credit bureau but not CLI

To add to the fray...I've had one HP CLI with Citi for my DC card in late 2016. I'm in the PacNW, and they pulled EQ. 

Message 4 of 11
Anonymous
Not applicable

Re: Citi CLI?

IME - I got the HD CC with 1 HP with $500 CL over the phone. Requested $10k right away over the phone and was granted with a 2nd HP.
Message 5 of 11
Anonymous
Not applicable

Re: Citi CLI?

I went from 1500 to 2000 waited 6 months no hard pull did on app

It was automatic
Message 6 of 11
Anonymous
Not applicable

Re: Citi CLI?

Is three months after account opening too early to request a CLI for a Citi Costo

Message 7 of 11
K-in-Boston
Credit Mentor

Re: Citi CLI?


@Anonymous wrote:

Is three months after account opening too early to request a CLI for a Citi Costo


I received CLIs on both of my Citi cards in the 2nd month.  If you go to your account and navigate to the CLI screen, check to see if it has the SP or HP language.  If it's the SP language I'd go for it!

Message 8 of 11
FinStar
Moderator Emeritus

Re: Citi CLI?

Right, as @K-in-Boston mentioned, if the SP language displays, you can try for the CLI avoiding the HP.

An item to keep in mind, just because the SP language displays does not translate into a CLI every time. The outcome still depends on a variety of factors, but at least no HP.
Message 9 of 11
Anonymous
Not applicable

Re: Citi CLI?

I opened a Citi Double Cash card on 4/30 and got a soft pull CLI on 7/4...that's 65 days and the option was probably available earlier but I hadn't checked.  Just log in to your account and navigate to Services > Credit Card Services > Request a Credit Line Increase.

 

If you see the statement "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." its a soft pull.  You will also have the option to permit a hard pull if you want a larger CLI.

 

 

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