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Citi Card

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corymcd88
Valued Contributor

Citi Card

What is a very easy citi credit card to get? Have one unpaid charge off 2.3 years old.
Message 1 of 4
3 REPLIES 3
boomhower
Valued Contributor

Re: Citi Card

There isn't but I'd say the Forward card has the lowest standards.  Citi is extremely inquiry sensitive so if you have more than 1 in the last six months I wouldn't even bother.  The charge off alone may keep you from it.  Citi is very very finicky, worse than Amex IMHO. 

Message 2 of 4
learnin113
Established Contributor

Re: Citi Card

There is NONE.  Not even the gas cards are easy.

Message 3 of 4
ssp
Valued Member

Re: Citi Card

I think it depends on your cr. I have 6-7 inq 760 EQ (citi says) and I just got the thank you preferred with a 10.9k limit. I apped for Home Depot and it"s on the way. Both were online instant approvals.

I have no late pymts or anything else. The worse thing on my record would have to be the inq. I don"t know if my citi secured card that I have had nearly a year helped or not...

what do you guys think? BTW I am heading to the garden ;-)

 

just realised that you have a charge off. I agree that would definitely be an issue with them.

TU 792 EQ 782
*In The Garden*


Message 4 of 4
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