Citi Custom Cash Card

[ChargedUp]

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@Crowhelm wrote:

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@JNA1 wrote:

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@ChargedUp wrote:I told her if she can't remember, just use AOD

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Exact same!! 😂😂😂

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I think I rather get the AOD card. But don't you need to join a club or something for that?

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Northeastern Alabama Mountain Biking Association LOL... That's probably the easiest part of getting in with AODFCU 😏

[Crowhelm]

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@ChargedUp wrote:

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Northeastern Alabama Mountain Biking Association LOL... That's probably the easiest part of getting in with AODFCU 😏

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Can I do that being in Montana? And is there a membership fee?

[ChargedUp]

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@Crowhelm wrote:

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@ChargedUp wrote:

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Northeastern Alabama Mountain Biking Association LOL... That's probably the easiest part of getting in with AODFCU 😏

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Can I do that being in Montana? And is there a membership fee?

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We've done it from all over the country. The fee is $5/month auto bill (but you can cancel after the 1st month.) Or something around $50 for a year non auto bill (which I went ahead and did). 

I don't want to thread jack here, so go search approvals for a looong AOD thread  with full details on getting in with AOD and app'ing for the card. (It got thread locked for some reason, but it was keeping track of new approvals and stats.) The whole thing generally takes 5-10 days.

[Kraidle]

Hello, everyone. The account is new, but I've been lurking in the forums for a bit. I think I'm confident with contributing to this topic.

I got approved for this card last week, and I wanted to add some data points to the conversation.
-Pulled from Equifax (738)

-4 hard inquiries, oldest from December 2020, most recent from April 2021 (5 including Citi Approval)

-Only relationship with Citi is a Double Cash opened on January 2021

If there's anything else I can add to these, let me know.

[Remedios]

Back to Citi, guys. Back to Citi. 

[cws-21]

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@JNA1 wrote:

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This is what I do for my wife monthly. 

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I may have to steal your idea. My wife has little interest in keeping track of what to use where, but she does do her best.

[cws-21]

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@Remedios wrote:

Back to Citi, guys. Back to Citi. 

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Sorry for going off topic. I love my Custom Cash!

[Crowhelm]

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@Kraidle wrote:

Hello, everyone. The account is new, but I've been lurking in the forums for a bit. I think I'm confident with contributing to this topic.

I got approved for this card last week, and I wanted to add some data points to the conversation.
-Pulled from Equifax (738)

-4 hard inquiries, oldest from December 2020, most recent from April 2021 (5 including Citi Approval)

-Only relationship with Citi is a Double Cash opened on January 2021

If there's anything else I can add to these, let me know.

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Good to know. Experian (got membership there) recommends this card as the best match for me with the best approval odds. 

[Crowhelm]

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@ChargedUp wrote:

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@Crowhelm wrote:

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@ChargedUp wrote:

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Northeastern Alabama Mountain Biking Association LOL... That's probably the easiest part of getting in with AODFCU 😏

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Can I do that being in Montana? And is there a membership fee?

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We've done it from all over the country. The fee is $5/month auto bill (but you can cancel after the 1st month.) Or something around $50 for a year non auto bill (which I went ahead and did). 

I don't want to thread jack here, so go search approvals for a looong AOD thread  with full details on getting in with AOD and app'ing for the card. (It got thread locked for some reason, but it was keeping track of new approvals and stats.) The whole thing generally takes 5-10 days.

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Yeah, understood, will do. Thanks for the answer though

[Kraidle]

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@Crowhelm wrote:

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@Kraidle wrote:

Hello, everyone. The account is new, but I've been lurking in the forums for a bit. I think I'm confident with contributing to this topic.

I got approved for this card last week, and I wanted to add some data points to the conversation.
-Pulled from Equifax (738)

-4 hard inquiries, oldest from December 2020, most recent from April 2021 (5 including Citi Approval)

-Only relationship with Citi is a Double Cash opened on January 2021

If there's anything else I can add to these, let me know.

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Good to know. Experian (got membership there) recommends this card as the best match for me with the best approval odds. 

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That's just advertisement on their part, though. They get cash for everyone who applies from their website, so it pays for them to push people with good profiles towards appropriate cards. I was getting Amex Gold offers a few months back, before I went on a mini-spree.