Citi Custom Cash at Walmart?

[3bcswins3]

This card is an interesting one. According to the commericals, I'd be able to use it exclusively at one place (i.e. Walmart) and get 5% back every time. Before I apply, I just want to make sure someone else has tried this and it was successful. I've had bad luck with MCC codes in the past with different credit card transactions and I want to make sure this is as simple as it sounds. Nothing is ever as easy as it seems. Thanks everybody!

[Timbo9205]

I am not an expert on the card, but I do have one that I use only for gas stations.  I am pretty sure that Walmarts are excluded for the grocery catagory.  This is from their T&C.

Grocery Stores

Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.

[3bcswins3]

Of course, too good to be true. Thank you!

[Mr_Mojo_Risin]

I tested my Custom Cash at Walmart when I got it pretty much knowing it wouldn't be 5%.  No luck, only 1% CB.

I have read of other members having luck with other cards at Walmart in certain parts of the country.

Maybe you live in one of those areas, who knows.

[ChargedUp]

As the largest B&M retailer in the USA, it's really bizarre how different Wal Mart store locations use different merchant codes. I'm not talking about Superstore to Neighborhood Market, I mean Superstore to Superstore!

FWIW, unless an offer specifically says it's good at Wal Mart, Target, etc., it's safe to assume it won't work 90% of the time.