Citi Custom Cash or Double Cash Cards

[7774x]

Getting  Citi preapproved offers just about  every 2-3  weeks   .. Both  offer 18 month 0% BT.. .. both offers good until Dec31st   Picked up new  4 Cards  this year  ...  score 771..  approval odds ?

[JoeRockhead]

Don't know the rest of your stats but Citi can be sensitive to new accounts, especially in the last 6 months. I think people have had the best success when they were at 0/6

[7774x]

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@JoeRockhead wrote:

Don't know the rest of your stats but Citi can be sensitive to new accounts, especially in the last 6 months. I think people have had the best success when they were at 0/6

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utilization ..10% .. thanks

[NoMoreE46]

For your first Citi, you should really be  0/6.   

Subsequent Citi approvals are more lenient in my personal experience.

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@7774x wrote:

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@JoeRockhead wrote:

Don't know the rest of your stats but Citi can be sensitive to new accounts, especially in the last 6 months. I think people have had the best success when they were at 0/6

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utilization ..10% .. thanks

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[M_Smart007]

I agree with everyone upthread^

0/6 for best odds of approval.

I have had a couple Citi denials over the last 4 years.

So I PC'd my old Citi cards  ...

They could be taking in to account my overall Citi exposure? ..IDK?

Total exposure on Citi Legacy and Citi co-branded V/MC/AMEX cards **Now** -> $188,600.00

[ptatohed]

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@7774x wrote:

Getting  Citi preapproved offers just about  every 2-3  weeks   .. Both  offer 18 month 0% BT.. .. both offers good until Dec31st   Picked up new  4 Cards  this year  ...  score 771..  approval odds ?

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I'm not sure if the question is which you should pick, or what the approval odds are but, yes, go for it and as far as which one?  I guess DC if you don't already have a 2%+ uncapped everything card and CC if you already have a 2% card.  GL.