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Citi DC APR Reduction!

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Contributor

Citi DC APR Reduction!

Got my card yesterday, setup my online account today, and immediately got on the chat. Asked if I was eligible for an APR decrease. Got an immediate, permanent reduction to 17.74% from 23.24%! 5.5% for 3 minutes work!

 

Not that I'm planning on carrying a balance, but still. Who knows?

 

Thanks 

 

http://ficoforums.myfico.com/t5/Credit-Cards/Citi-APR-reduction-Guide/td-p/3918683

Cap. One Secured - $.5k | Cap. One Quicksilver - $3k | Citi DC - $1k | Discover It - $1k | Chase Freedom - $2.5k | Obee CU Visa - $.5k | Lowes - $8k | Overstock - $4.8k
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9 REPLIES 9
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Frequent Contributor

Re: Citi DC APR Reduction!

OMG! I so need to do with Citi!! Thanks for posting! I don't carry a balance either, it's just the thought. Lol! I'll wait until my intro rate is up. Smiley Happy

♠Queen of Spades♠
Message 2 of 10
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Valued Contributor

Re: Citi DC APR Reduction!

Nicely done!!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

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Message 3 of 10
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Established Contributor

Re: Citi DC APR Reduction!

Congrats
Message 4 of 10
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Super Contributor

Re: Citi DC APR Reduction!

Good job on that!

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Rebuild Begin 7/22-FICO alternating avg's 650 + - So in the drink for awhile UGH
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Message 5 of 10
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Super Contributor

Re: Citi DC APR Reduction!

Very nice.
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Message 6 of 10
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Valued Contributor

Re: Citi DC APR Reduction!

Congratz on your APR reduction.

 

You didn't get a 0% signup period?

CU's FTW! Best 3 cards are AOD 3%, USAlliance 3%, and Alliant 2%.
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Message 7 of 10
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Valued Contributor

Re: Citi DC APR Reduction!

Congratulations!  Smiley Happy

Message 8 of 10
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Super Contributor

Re: Citi DC APR Reduction!


@JamP wrote:

Congratz on your APR reduction.

 

You didn't get a 0% signup period?


Via some links, Citi has taken away the 0% intro purchase APR on Double Cash. Other links still get you to it.

Message 9 of 10
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Contributor

Re: Citi DC APR Reduction!


@kdm31091 wrote:

@JamP wrote:

Congratz on your APR reduction.

 

You didn't get a 0% signup period?


Via some links, Citi has taken away the 0% intro purchase APR on Double Cash. Other links still get you to it.


Yeah, I got a 0% BT offer for 18 months, nothing on purchases.

 

Honestly, I don't need another purchase promo. I've got one via Discover. Don't need the temptation. 

Cap. One Secured - $.5k | Cap. One Quicksilver - $3k | Citi DC - $1k | Discover It - $1k | Chase Freedom - $2.5k | Obee CU Visa - $.5k | Lowes - $8k | Overstock - $4.8k
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