Citi Diamond Preferred Multiple BTs on same card

[Anonymous]

Need to do some balance transfers. Was just approved for the Citi DP at $1,400 I reconned to $6,400 with a HP.

Question is can I do multiple BT to the DP ? I have a balance from Amex, Cap1, and Chase that will all fit under my DP limit that I'd like to transfer. Can I complete 3 separate transfers ? Thanks.

[Anonymous]

Of course, as long as you don't exceed your limit.

[AverageJoesCredit]

Yup, + 1 what Donny said, up to your credit limit. Take advantage of your offer

[Anonymous]

Don't forget to factor in your balance transfer fees if you have them.

[Anonymous]

Thanks everyone. For future reference, I was only able to do up to 4 transfers.

[CreditInspired]

Everyone's correct about up to the CL, but this must include the transfer fee if there's one. So if you got checks, do it that way because you write one check to yourself and deposit it into your checking account and then pay the three CCs. This way, there's no wait period for the BT to process. And congrats on the recon. Also, you can pay off more than 4 if you use the check because Citi doesn't care who the check is payable to.

[AverageJoesCredit]

Yeah, i dont know if its just me and my limited experience with Bts but the main method i have used and only want to use is having the money deposited directly into my checking and then i pay off what i want to pay off. Prefer that then sending out checks or what not. Boa and Citi offer me this with ease

[Anonymous]

If you don't mind me asking, how did you recon the limit? I got approved for $2k yesterday, which is decent, but doesn't cover the full amount I want to transfer.

[Anonymous]

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@Anonymous wrote:

If you don't mind me asking, how did you recon the limit? I got approved for $2k yesterday, which is decent, but doesn't cover the full amount I want to transfer.

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I waited until I received the physical card. When I called for activation I told them I wanted to try for a CLI because I planned on doing a BT. She asked how much I wanted my limit to be  and I said $10,000. Said it would take up to 24 hours. This morning I got an email saying I'd been approved for $6,400. Haven't seen the HP yet but pretty sure I will. 

[Anonymous]

Nice. Husban got one of these and we got it during a offer for 18 months 0% for purchases and BT, with no BT fees for first 6 M. Nice offer from Citi