Citi Double Cash: How to Use Question

[Anonymous]

You can.

[HeavenOhio]

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@MakingProgresswrote:

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@Anonymous

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I use Amazon Card for 5% on Amazon, Cash+ for 5% Cell Phone & 5%Utilities. I use the Double Cash for everything else which is to $1-$3k a month.

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Wait What?  5% Cell phone and 5% utilities?   Is this the Chase Amazon Prime Rewards Visa?

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The Cash+ card offers the cell phone and utility reward.

[MakingProgress]

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@HeavenOhiowrote:

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@MakingProgresswrote:

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@Anonymous

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I use Amazon Card for 5% on Amazon, Cash+ for 5% Cell Phone & 5%Utilities. I use the Double Cash for everything else which is to $1-$3k a month.

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Wait What?  5% Cell phone and 5% utilities?   Is this the Chase Amazon Prime Rewards Visa?

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The Cash+ card offers the cell phone and utility reward.

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Ah missed the Cash+ in the quoted text, thanks for pointing it out.

[EAJuggalo]

If you pay multiple times per month they can stop instantly crediting your account.  They put a 10 business day hold on a payment that was the third one I made in a statement period for the same amount.

[MrDisco99]

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@MakingProgresswrote:

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@Anonymous

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I use Amazon Card for 5% on Amazon, Cash+ for 5% Cell Phone & 5%Utilities. I use the Double Cash for everything else which is to $1-$3k a month.

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Wait What?  5% Cell phone and 5% utilities?   Is this the Chase Amazon Prime Rewards Visa?   I just got one and don't recall seeing that in the rewards program.

Now back to the DC.  I just got one of those too, so if I push a payment from my bank to cover a pending transaction and my payment posts before the purchase I will not get the 1% for payment but I still get the 1% for purchase or do I lose both?

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You would get 1% for the purchase, but lose out on the other 1% because you never actually pay for that purchase (it's covered by the credit balance).  Any payment amount that results in a credit balance does not get 1%.  Only pay for transactions that have posted.

[Kforce]

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@EAJuggalowrote:

If you pay multiple times per month they can stop instantly crediting your account.  They put a 10 business day hold on a payment that was the third one I made in a statement period for the same amount.

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I believe something else might have triggered the hold.

When I first got my card I looked into this payments issue and found in the fine print 4 times a month, so with a low "CL"  I payed once a week with no problems.  Over time my CL went up and I now pay 2x a month (control util.).  (PapasChileHuevo ):  pays 6-10 times a month with no problems.

I decided to log-in and see if I could find the 4 per month that I found years ago. Today on the Citi-DC pages. It looks like you can make payments every day, except on new accounts or if you make changes to account linking for payments.