Citi Double Cash Product Change to Custom Cash

[yeet_master420]

isnt this a possible clawback?

[ptatohed]

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@yeet_master420 wrote:

isnt this a possible clawback?

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In my opinion, clawbacks are unjustifiably feared too much.  A cc issuer puts out a welcome offer with certain conditions (usually spend $X in n months), the applicant applies for the card, the applicant meets said conditions, cc issuer awards applicant the bonus, done.  Offer made, offer accepted, conditions met.  Done deal.  

[Wavester64]

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@GhostPrototype wrote:

With the SoFi card going to 2.2% cashback 

When is this happening?

[GZG]

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@Wavester64 wrote:

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@GhostPrototype wrote:

With the SoFi card going to 2.2% cashback 

When is this happening?

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https://www.sofi.com/blog/sofi-credit-card-reward-boost/ 

looks live now afaik, as long as you have at least a monthly dd of any kind with them

[majorgear]

Does the conversion still work in 2025? 

I'm considering applying for DC card and then converting it to custom cash so that I can have 2 of them. I converted one last year.

If I remember correctly, there was a holding period after you get a new card before you can ask to convert it to another card.

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[Drifter73]

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@majorgear wrote:

Does the conversion still work in 2025? 

I'm considering applying for DC card and then converting it to custom cash so that I can have 2 of them. I converted one last year.

If I remember correctly, there was a holding period after you get a new card before you can ask to convert it to another card.

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Yes, it still works, I recently PCed a diamond Preferred before the promo ended on it and they still allowed me to pc to a 2nd Customcash several months early: https://ficoforums.myfico.com/t5/Credit-Cards/Just-joined-the-x2-Citi-CustomCash-club-via-PC/m-p/681...

[majorgear]

Cool! Thanks for letting me know. I'll apply and then start the 1 year counter since I read you should have the card for a year before requesting a product change.