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Citi Double Cash card lower interest rate- thanks Citi

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Anonymous
Not applicable

Re: Citi Double Cash card lower interest rate- thanks Citi

Congrats
Message 11 of 14
SunriseEarth
Moderator Emeritus

Re: Citi Double Cash card lower interest rate- thanks Citi


@Anonymous wrote:

I've had the card for just two weeks now, have been using it approx 22 times and made 3 payments even though none are due yet. Called Citi today and asked them to lower the interest rate (got 6k CL, 22% interest rate, most likely because it was at the end of an app spree). Had a nice conversation with analyst and succeeded in getting it lowered to 17.99%. Every bit helps! Thanks Citi!


Congrats!   I went on chat and they told me that I needed to wait until my promo period was over (11/28) before they could see.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 12 of 14
Anonymous
Not applicable

Re: Citi Double Cash card lower interest rate- thanks Citi


@Anonymous wrote:

I've had the card for just two weeks now, have been using it approx 22 times and made 3 payments even though none are due yet. Called Citi today and asked them to lower the interest rate (got 6k CL, 22% interest rate, most likely because it was at the end of an app spree). Had a nice conversation with analyst and succeeded in getting it lowered to 17.99%. Every bit helps! Thanks Citi!


Well done! Congrats!

Message 13 of 14
Anonymous
Not applicable

Re: Citi Double Cash card lower interest rate- thanks Citi


@SunriseEarth wrote:

@Anonymous wrote:

I've had the card for just two weeks now, have been using it approx 22 times and made 3 payments even though none are due yet. Called Citi today and asked them to lower the interest rate (got 6k CL, 22% interest rate, most likely because it was at the end of an app spree). Had a nice conversation with analyst and succeeded in getting it lowered to 17.99%. Every bit helps! Thanks Citi!


Congrats!   I went on chat and they told me that I needed to wait until my promo period was over (11/28) before they could see.  


 

 

Sunrise, you may wish to try calling - I was really pleased with how well the conversation went and how easy the analyst was to talk to. Smiley Happy

Message 14 of 14
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