Citi Double Cash multiple payments?

[Anonymous]

I have a Citi Double Cash and I want to run large spending volume through it but my CL is only $2500. Can I run it up and pay it off multiple times a month while still earning the 2%? I looked on Citi website and could not find out. The 1% when you pay thing is what makes me think this might not work if I don't let the statement cut with the balance on there. Please advise. 

[Anonymous]

I had the same situation here, and I can confirm (both from talking with Citi and my own usage) that you will definitely get the full 2% no matter when you pay. It just won't be reflected until your statement cuts.

[Anonymous]

Citi told me I could NOT make more than four payments in a statement month (not sure if this applies to everyone or only me). Something to check on.

[Anonymous]

Thank you both! I ran it up right away and I have been just using other cards for rewards points, but I would really like to use this more if possible. I will pay it off and keep on going. Thanks again.

[Anonymous]

You can definitely pay multiple times per month. I pay three times a week on my capital one cards because it has such a low limit. If you are too many payments, they may hold your payments.

[Anonymous]

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@Anonymous wrote:
You can definitely pay multiple times per month. I pay three times a week on my capital one cards because it has such a low limit. If you are too many payments, they may hold your payments.

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I was doing this for a little while. Not with such frequency though..Mostly because they didn't like you paying more than....~15% over what's "Due"

[Anonymous]

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@Anonymous wrote:
You can definitely pay multiple times per month. I pay three times a week on my capital one cards because it has such a low limit. If you are too many payments, they may hold your payments.

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The poster was referring to Citi Bank and that is why I mentioned my limit of four times (which is multiple times per month) but this does not automatically carry over for other lenders. Each is unique to their own requirements.

[Anonymous]

Correct, I know I can pay whenever I want on most of my cards and I will still get full 2%. I just couldn't find a definite answer at Citi so I asked on here. Thanks Wanderer for the answer I was looking for. After reading your post I went to my online account and I was going to pay the current balance on both my Thank You Premier and my 2x Cash, but they won't let me pay before my first statement cuts. So I guess I am locked out until mid November. I will just have to put my spending on one of the other many cards that will take my early payments! No big deal as long as I keep to my "Don't spend on anything on your Discover card rule"

[AvadaKedavra]

When I first got my TYP I ran into the same problem. A work around was calling a making a payment over the phone using the automated system. Worked like charm. You can also push the payment with bill pay through your bank.

[Anonymous]

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@AvadaKedavra wrote:

When I first got my TYP I ran into the same problem. A work around was calling a making a payment over the phone using the automated system. Worked like charm. You can also push the payment with bill pay through your bank.

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Thanks for the alternate payment methods!