Citi DoubleCash EO

[Delta22]

Trying to get an increase in my Citi card, but was just denied after upgrading to the new doublecash card.  I believe this was because I was just given one before the switch.

Limit is only at 2100, and thinking I may just transfer it to my Capital One as they have me at 5800 and 10k limits.

Any number or emails I can call to see if they can get me  approved for a bigger amount? 

[kdm31091]

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@Delta22 wrote:

Trying to get an increase in my Citi card, but was just denied after upgrading to the new doublecash card.  I believe this was because I was just given one before the switch.

Limit is only at 2100, and thinking I may just transfer it to my Capital One as they have me at 5800 and 10k limits.

Any number or emails I can call to see if they can get me  approved for a bigger amount? 

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You can try the backdoor EO number from the backdoor thread.

I'm confused about the part I bolded though. Do you mean you are gonna just use your Cap One instead of your Double Cash?

I don't wanna discourage you but even with the EO I dunno how much that limit will change. Double Cash, across the board, seems to be a product with lower limits. I believe the highest I have seen is $10k and many of them sit around $1-3k. That said, you may be succesful; I just don't want you to expect a huge jump.

And FWIW they will do a new HP most likely for the increase.

[chwebb1]

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@kdm31091 wrote:

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@Delta22 wrote:

Trying to get an increase in my Citi card, but was just denied after upgrading to the new doublecash card.  I believe this was because I was just given one before the switch.

Limit is only at 2100, and thinking I may just transfer it to my Capital One as they have me at 5800 and 10k limits.

Any number or emails I can call to see if they can get me  approved for a bigger amount? 

---

You can try the backdoor EO number from the backdoor thread.

I'm confused about the part I bolded though. Do you mean you are gonna just use your Cap One instead of your Double Cash?

I don't wanna discourage you but even with the EO I dunno how much that limit will change. Double Cash, across the board, seems to be a product with lower limits. I believe the highest I have seen is $10k and many of them sit around $1-3k. That said, you may be succesful; I just don't want you to expect a huge jump.

And FWIW they will do a new HP most likely for the increase.

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FWIW, I have a $5400 limit with a 15.99% APR on the Double Cash, not awful but not great either.

[kdm31091]

That's not bad. Higher limit than most of the ones I've seen on here, and not a terrible APR! Was yours a PC or original app?

[chwebb1]

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@kdm31091 wrote:

That's not bad. Higher limit than most of the ones I've seen on here, and not a terrible APR! Was yours a PC or original app?

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It was a PC from the Dividend.

[Anonymous]

I don't blame you for skipping on DC.

I've had mine 4 months and the absurdely low CL makes it worthless to me. When my highest limit is $10k and DC is $3k, something is up. Going to put it in my SD as soon as my US Airways card arrives.

[Themanwhocan]

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@Anonymous wrote:

I don't blame you for skipping on DC.

I've had mine 4 months and the absurdely low CL makes it worthless to me. When my highest limit is $10k and DC is $3k, something is up. Going to put it in my SD as soon as my US Airways card arrives.

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My priceline.com is stuck at $2800, and it is an annoyance dealing with that low of a credit limit on a 2% card.

But it is something that can be dealt with. Limits will eventually increase. Sometimes we just need patience.

[kdm31091]

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@Themanwhocan wrote:

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@Anonymous wrote:

I don't blame you for skipping on DC.

I've had mine 4 months and the absurdely low CL makes it worthless to me. When my highest limit is $10k and DC is $3k, something is up. Going to put it in my SD as soon as my US Airways card arrives.

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My priceline.com is stuck at $2800, and it is an annoyance dealing with that low of a credit limit on a 2% card.

But it is something that can be dealt with. Limits will eventually increase. Sometimes we just need patience.

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Yes, that is true, limits will eventually increase although Citi isn't particularly known for large CLIs.

The problem is that if one is obtaining the Double Cash to use as their "main spending card" and recieves a $2k limit or so, it's basically worthless, and waiting many months or a year for a decent limit is kind of impractical. For the small 0.5% gain over a Quicksilver, you could just get a Quicksilver to begin with and potentially not have to wait for a better limit. QS doesn't give out limits like candy either, but typically seems as though most people approved for the QS Visa get at least 3k.

[lhcole77]

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@Delta22 wrote:

Trying to get an increase in my Citi card, but was just denied after upgrading to the new doublecash card.  I believe this was because I was just given one before the switch.

Limit is only at 2100, and thinking I may just transfer it to my Capital One as they have me at 5800 and 10k limits.

Any number or emails I can call to see if they can get me  approved for a bigger amount? 

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Citi will only move limits or increase limits on cards once every 6 months. If you just got an increase, even before PC, chances are you'll have to wait.