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Citi Forward Conversion/PC Question

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andre181
Established Contributor

Citi Forward Conversion/PC Question

I just got my statement for my Citi Forward and noticed I got an auto CLI of $2000, which brings it up to $10k.

 

Should I be worried about Citi converting me to a ThankYou card now that my CL is at 10k?

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Citi Forward Conversion/PC Question

They just product changed me from a Diamond Preferred Rewards AMEX to The ThankYou AMEX card. Same account number, same limit, and apr is the same. You should be fine. I don't think it will change anything along the lines of your limit. The ThankYou program isn't half bad either!

Message 2 of 5
smc733
Valued Contributor

Re: Citi Forward Conversion/PC Question

I wouldn't worry about it, but if they ARE going to PC you out, go for the Dividend Plat Select, tell them you don't want their crappy ThankYou program.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 3 of 5
trumpet-205
Valued Contributor

Re: Citi Forward Conversion/PC Question

Only Diamond Preferred Reward is getting PC. Citi Forward will not PC into ThankYou Preferred unless you ask for it.

 

If you do want to PC, PC into Dividend Plat. Select. ThankYou reward is going down hill recently (offers 0.7% return except for bonus points on Forward).

Message 4 of 5
smc733
Valued Contributor

Re: Citi Forward Conversion/PC Question

Also, the Dividend card doesn't look like a cheap gift card...

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 5 of 5
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