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Citi Forward cli with a soft!

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honky
Regular Contributor
‎06-02-2013 01:38 PM
‎06-02-2013 01:38 PM

Citi Forward cli with a soft!

CL started at 7k.  I received a $1500 cli at 6 months and just requested another $6500.  I knew they would counter--and they did--$1500 again.  Apparently that is their magic number for me.

 

If they approve every 6 months for 1.5k, Im pretty happy!

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)
Message 1 of 7
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HiLine
Blogger
‎06-02-2013 02:05 PM
‎06-02-2013 02:05 PM

Re: Citi Forward cli with a soft!

Congratulations! Well done! What's your ultimate credit limit goal? 

---> HiLine's personal finance blog - Follow my journey!  Smiley LOL


Message 2 of 7
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myjourney
Super Contributor
‎06-02-2013 02:10 PM
‎06-02-2013 02:10 PM

Re: Citi Forward cli with a soft!

Congrats WTG

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 7
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honky
Regular Contributor
‎06-02-2013 03:31 PM
‎06-02-2013 03:31 PM

Re: Citi Forward cli with a soft!

@HiLine wrote:

Congratulations! Well done! What's your ultimate credit limit goal? 

I dont actually have a goal.  Already have more than I would ever responsibly charge.  I run 4-8k thru my variety of cards on a monthly basis, so I just want enough where I can stay under 9% overall utilization without having to play the pay-before-it-cuts game.

 

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)
Message 4 of 7
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charleeislegend
Regular Contributor
‎06-02-2013 05:16 PM
‎06-02-2013 05:16 PM

Re: Citi Forward cli with a soft!

@honky wrote:

CL started at 7k.  I received a $1500 cli at 6 months and just requested another $6500.  I knew they would counter--and they did--$1500 again.  Apparently that is their magic number for me.

 

If they approve every 6 months for 1.5k, Im pretty happy!

congrats! did you initiate the request through online or by phone?

Credit Karma (TU) : 810 Discover FICO (TU): 805 Credit Sesame (EX): 805 myFICO (EQ) - 791
Amex Simplycash Business - $15000 Citi Costco - $12000 Citi Double Cash - $10000 Discover IT - $12000 Chase Sapphire Reserve - $32000
Message 5 of 7
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asphaltcowboy
Valued Contributor
‎06-02-2013 05:17 PM
‎06-02-2013 05:17 PM

Re: Citi Forward cli with a soft!

Congrats on the bump!!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 6 of 7
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honky
Regular Contributor
‎06-03-2013 01:31 PM
‎06-03-2013 01:31 PM

Re: Citi Forward cli with a soft!

Online request--just clicked the button

Starting Score: 580 2/03/12
Current Score: 810 EQ // 829 TU(Walmart)
Goal Score: Achieved!

Wallet: Citi Forward(13.5k), Ink plus(18k), CSP(13.5k), Freedom(6k), BoA123(13k), Alliant CU(5k), Walmart(2k), Kohls(1.4k), QuickSIlver(7.5k) Amex Simplycash Business(46.5k)
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