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Shock - Citi HH with AF seems to be worth for me. It will get you a Free weekend night (After 10K spend) and HH Gold status (Free breakfast, wifi)
Just think, what you want from this card and make right decisions..
I have the Reserve card and I like it. I am able to use the benefits pretty often. I had the Citi AA Amex card and PC it to the Hilton Reserve.
Not too sure on the no AF version though.
@Shock wrote:The free night doesnt concern me. I'd rather use everyday spend to build rewards and transfer to miles for flights.
I wouldn't recommend the Hilton card to put your everyday spend on - there are much better alternatives. Even your Chase Amazon and Amex BCE card is probably a better deal since it's essentially a 1% base cashback card with bonus categories. Hilton points are worth less than 1cent, with 0.8ccp being the best case scenario for most situations.
I have 2 of the Citi HHH no AF cards. I applied for them the same day so to get the sign-up points. After the minimum spend, I have not used them. One tends to get those BT checks but I really have no use for them now. They did give good limits to start out with though.
Starting Score: 648
@clocktick wrote:I have 2 of the Citi HHH no AF cards. I applied for them the same day so to get the sign-up points. After the minimum spend, I have not used them. One tends to get those BT checks but I really have no use for them now. They did give good limits to start out with though.
when did you apply for them?
how did you get approved for more than 1 citi app within 24 hours?
If you're thinking about transferring your points to miles, then hilton is perhaps the worst program among the big 5. The ratio is 10:1, and if you're only earning 2 points per dollar on the no AF card, then essentially you're getting 1 mile per $5. That's absolutely horrible. Hilton points should be used at Hilton properties.
@Shock wrote:Ahh. This is depressing then lol. I basically want to PC my Diamond Preferred to a Citi card with rewards. Not too fond of the Dividend, and as I mentioned in the OP, I think TY points are useless, especially since I want to redeem for flights. Any suggestions?
um you can try to PC to the AA card, but I would suggest you just PC to the TYP card, leave it as is, and sign-up for the AA card and get the sign-up promo as well.