sdfcu emv visa app

[brindle26]

Yesterday I applied for this card and as yet have not heard from them. This morning I checked my inquiries and see one from sdfcu for a business account. What's with this cu? Are these normal responses?

[Anonymous]

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@brindle26 wrote:

Yesterday I applied for this card and as yet have not heard from them. This morning I checked my inquiries and see one from sdfcu for a business account. What's with this cu? Are these normal responses?

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Are you a member?

[brindle26]

Yes

[lhcole77]

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@brindle26 wrote:

Yesterday I applied for this card and as yet have not heard from them. This morning I checked my inquiries and see one from sdfcu for a business account. What's with this cu? Are these normal responses?

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From what I have read on here SDFCU hasn't really given instant approvals. Processing time may take a few days.

I've always had great success emailing them or calling them when I have had questions. Might work for you too. =)

[brindle26]

Received documents to sign today.

[lhcole77]

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@brindle26 wrote:

Received documents to sign today.

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Brilliant!

Mind sharing what your profile looks like? They told me that a 720 EX FICO can yield besy terms.

[brindle26]

EX 694 Lender pull

7 inquiries past year

3 new card this year

oldest account 24 years

1 % utility

1 collection I pay on every month (midland)

1 derog

[lhcole77]

Thanks! Excellent UTL. I'm planning to app in June or July.

[brindle26]

Seems to me like they are dragging their feet. If I don't hear anything  today I'll e-mail them.

[lhcole77]

Good thinking. From what I've heard the process takes a little longer but can definitely be worth the wait.