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Citi Identity Montitor...

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Anonymous
Not applicable

Citi Identity Montitor...

Anyone on here use this service or have you used this service?  I have a citi card and was just reading about it.  Is it worth it?
Message 1 of 9
8 REPLIES 8
kclb
Regular Contributor

Re: Citi Identity Montitor...



@Anonymous wrote:
Anyone on here use this service or have you used this service? I have a citi card and was just reading about it. Is it worth it?



I've had it for months and I always forget to take it off. I don't even use it. I took it off recently.

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EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
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CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
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Closed Accounts - AMEX Platinum.
Message 2 of 9
Anonymous
Not applicable

Re: Citi Identity Montitor...

representatives from every card I have with Citi are calling trying to sell me this or 'credit protection' if you can't pay because you're sick.  I'm almost to the point of not answering the phone when I see a Toll Free Number.  How many times do I have to say 'NO'.
 
I use CreditKeeper - has a good sim for testing out what you want to do (but only FAKO Scores) and that hooks to EX which is my 'worst' CR - so if that one is moving positively then I know the others are.  You get 1 tri-merge per month with them - but the alerts are good (showed 3 new accounts reporting).  One month free trial BTW.
Message 3 of 9
Anonymous
Not applicable

Re: Citi Identity Montitor...

Day 5, Kc, no card.......Smiley Sad
Message 4 of 9
kclb
Regular Contributor

Re: Citi Identity Montitor...



@Anonymous wrote:
Day 5, Kc, no card.......Smiley Sad



I went yesterday to check and nothing. They say 7-10 business days but I count the weekends anyway. hahahaha. I'm debating if I should check today or just wait later this week.

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
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Closed Accounts - AMEX Platinum.
Message 5 of 9
Anonymous
Not applicable

Re: Citi Identity Montitor...

I can't help but look.  They sent me something else in the mail and I got excited even though I know they wouldn't send the card in a amex envelope.
Message 6 of 9
kclb
Regular Contributor

Re: Citi Identity Montitor...



@Anonymous wrote:
I can't help but look. They sent me something else in the mail and I got excited even though I know they wouldn't send the card in a amex envelope.



Yep. I'm pretty stoked about it. AMEX will be my final card. 3rd is the charm. Smiley Wink

-
EX - 677 | EQ - 714 | TU - 724 as of December 4, 2013.
-
CC - Bank Of Hawaii - Hawaiian Airlines - $1500 / AMEX - Costco - $1200 (Nov '13) / Discover IT - $1200 / Aloha Pacific Credit Union - $3000 / AMEX - Blue - $6500 (authorized user) / Chase - CSP - $5000 (Dec '13)
-
Closed Accounts - AMEX Platinum.
Message 7 of 9
Anonymous
Not applicable

Re: Citi Identity Montitor...

kclb
 
I just want to know, how did you get your EQ scores up over 100 pts in a month? 
Message 8 of 9
Anonymous
Not applicable

Re: Citi Identity Montitor...

Creditkeeper & Myfico scores are staying within 2 to 3 points of each other. Well since the 6 months i have been with creditkeeper. I rarely buy Myfico score anymore
Message 9 of 9
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