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Citi Love! and Barclays CLD ?!?!

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Anonymous
Not applicable

Citi Love! and Barclays CLD ?!?!

Decided to see what CLI I could get on my (2) Citi cards and went from $5500 to $11,000 on my Aadvantage Executive card and from $4,000 to $5000 on my Expedia after just 6 months. $6500 extra from Citi and just a SP!!

 

Then I logged into my Fico as I had an alert and saw Barclays reduced my CL from $4,140 to $1500!!!. There reason was they saw too many new accounts over the past year. They didnt care that my usage was at 5% and I never missed a payment. and my new accounts... (2) 6 months ago...

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Citi Love! and Barclays CLD ?!?!

This type of shenanigans seems par for the course with Barclay's. They seem like a horrible company to me. The Equifax of banks... 

Message 2 of 12
CreditMagic7
Mega Contributor

Re: Citi Love! and Barclays CLD ?!?!

One thing i have noticed people including myself rave over is that we might PIF, have perfect payment history, good FICO numbers and no baddies, but irregardless, when Barclay's sets their hair trigger to bare minimum and it's crossed or even close to crossing, here they come to scoop up a big chunk of the limit they approved with.

 

Some members say you can call in and get reinstated in rare instances, but you have to wonder how often they bother. Besides once their alarms go off for that they immediately (if they haven't all along) place that account into their watch bucket IMO.

 

Talk about a jealous lender. Citicards helps increase your cards and Barclays zapps.

Message 3 of 12
DeeBee78
Valued Contributor

Re: Citi Love! and Barclays CLD ?!?!


@Anonymous wrote:

Decided to see what CLI I could get on my (2) Citi cards and went from $5500 to $11,000 on my Aadvantage Executive card and from $4,000 to $5000 on my Expedia after just 6 months. $6500 extra from Citi and just a SP!!

 

Then I logged into my Fico as I had an alert and saw Barclays reduced my CL from $4,140 to $1500!!!. There reason was they saw too many new accounts over the past year. They didnt care that my usage was at 5% and I never missed a payment. and my new accounts... (2) 6 months ago...


Glad Citi is there for you! Dump Barclays before they try to dump you! They CLD'd me TWICE for paying off balances too quickly so I told them to shove it, and closed my account. 

Message 4 of 12
Anonymous
Not applicable

Re: Citi Love! and Barclays CLD ?!?!

Yes I will be dumping them shortly.

Message 5 of 12
JRAGS28
Established Member

Re: Citi Love! and Barclays CLD ?!?!

don't feel to bad, they did a CLD on my Carnival mastercard about a week before I was leaving on my cruise... they basically said the same thing to me for my cld as they said to you.. and like you i've never missed a payment and always keep my usage under 10% usally i carried a 0 balance.. I now carry the 0 balnce and basically quit using the card all together.. Sorry to hear that they did a cld on you like that...

Message 6 of 12
Anonymous
Not applicable

Re: Citi Love! and Barclays CLD ?!?!


@DeeBee78 wrote:

@Anonymous wrote:

Decided to see what CLI I could get on my (2) Citi cards and went from $5500 to $11,000 on my Aadvantage Executive card and from $4,000 to $5000 on my Expedia after just 6 months. $6500 extra from Citi and just a SP!!

 

Then I logged into my Fico as I had an alert and saw Barclays reduced my CL from $4,140 to $1500!!!. There reason was they saw too many new accounts over the past year. They didnt care that my usage was at 5% and I never missed a payment. and my new accounts... (2) 6 months ago...


Glad Citi is there for you! Dump Barclays before they try to dump you! They CLD'd me TWICE for paying off balances too quickly so I told them to shove it, and closed my account. 


They are already trying....I closed both my Cashforward and Ring cards before They pulled that BS on me..Who needs them...I sure don't. And they don't need me. That's the only thing we have in common.

Message 7 of 12
CreditMagic7
Mega Contributor

Re: Citi Love! and Barclays CLD ?!?!


@Anonymous wrote:

@DeeBee78 wrote:

@Anonymous wrote:

Decided to see what CLI I could get on my (2) Citi cards and went from $5500 to $11,000 on my Aadvantage Executive card and from $4,000 to $5000 on my Expedia after just 6 months. $6500 extra from Citi and just a SP!!

 

Then I logged into my Fico as I had an alert and saw Barclays reduced my CL from $4,140 to $1500!!!. There reason was they saw too many new accounts over the past year. They didnt care that my usage was at 5% and I never missed a payment. and my new accounts... (2) 6 months ago...


Glad Citi is there for you! Dump Barclays before they try to dump you! They CLD'd me TWICE for paying off balances too quickly so I told them to shove it, and closed my account. 


They are already trying....I closed both my Cashforward and Ring cards before They pulled that BS on me..Who needs them...I sure don't. And they don't need me. That's the only thing we have in common.


I had to do the same thing. I even started a topic about Proactively closing my own Barclay's card (Ring) before they got a chance to swoop in to do damage or distortion to a building credit profile.

 

Despite a few members who favor them and go as far to defend them, i simply did not and won't trust that bunch after all the posts i read for 3 years now as living proof just how sneakily bizarre that they are.

 

After closing my card with them when i did i was able immediately after to add great limits with no hassle Lenders so couldn't been more pleased of the steps taken now that they are off my active reports for sure.

 

Only resting in the closed column where they are much more productive for AAOA history. Smiley Very Happy

Message 8 of 12
bigpoppa09
Established Contributor

Re: Citi Love! and Barclays CLD ?!?!

DW was thinking about apping the aviatior red tomorrow but after seeing more of this from Barclay's may rethink this now.

Message 9 of 12
Anonymous
Not applicable

Re: Citi Love! and Barclays CLD ?!?!


@bigpoppa09 wrote:

DW was thinking about apping the aviatior red tomorrow but after seeing more of this from Barclay's may rethink this now.


There are much better choices. If your DW sneezes wrong it could agitate their computer system to award her a well undeserved CLD.

Message 10 of 12
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