Citi Platinum Select

[Anonymous]

How hard is it to get this card? They sent me an invite in the mail today. Just wonering if i should bother applying or not.

[DI]

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@Anonymous wrote:

How hard is it to get this card? They sent me an invite in the mail today. Just wonering if i should bother applying or not.

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Easier to get approved with  Citi than it is with Discover, AMEX and Chase. 

[OnTheRebound]

After not having any credit of my own for about 8 years and all my bad accounts fell from my reports, I received a preapproved offer for the Plat. Select MC. It was a instant approval for $8.7K, now $10K. This was 8 months ago.

[Anonymous]

Well i fell for the bait and applied. I got the dredded "We have received your application and further processing is required at this time. We will contact you within a week via email regarding our decision". Oh well guess NFCU will remain as my only prime card. No more apping for atleast 6 months.

[OnTheRebound]

Don't give up yet. They probably just want to know a bit more about you such as verification. Good luck.

[Anonymous]

Yeah I guess your right. Atleast it wasn't an instant denial lol. I'll report back when I find out the results.

[treefrogger]

I got approved for Platinum Select and DP Rewards in October after paying a Crap1 CO in May, so they seem fairly forgiving.

[JayRizzo]

Wish I'd seen this post a wee bit earlier because I received the same offer in the mail today (guess it was their mass-mailing week), but everyone knows what I do with mail offers...

(singing)  You put the Offer IN, you take the Offer OUT, you put the Offer IN and you "SHRED" it all about...

[Anonymous]

They approved me back in march for there Citi Dividend Platinum Select MasterCard.. $500 starting limit with 12.99%, not a great starting limit but I had lot of hard inq on my report.. and a unpaid medical baddie from 05. I was instant approved online. I'm just going to PIF each month and every 6 months request a CLI.

[OnTheRebound]

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@JayRizzo wrote:

Wish I'd seen this post a wee bit earlier because I received the same offer in the mail today (guess it was their mass-mailing week), but everyone knows what I do with mail offers...

(singing)  You put the Offer IN, you take the Offer OUT, you put the Offer IN and you "SHRED" it all about...

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Don't worry. You will be getting plenty more. They didn't leave me alone untill I accepted after about 2 months of me trying to gather enouph courage to pull the trigger. I figured I would be good for a $500 CL IF I was approved. Needless to say, I was quite shocked when they gave me a $8.7K starting CL.

Now they are sending my wife offers every week, sometimes twice a week, for every card they have. I have a desk drawer full that needs to be shredded. She doesn't need or want any more credit.