Citi Recon Worked, well sort off

[FinStar]

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@Anonymous wrote:

My experience with Citi has been to ask for a CLI every six months and it's always been a sp and never be declined.  I always do it over the phone and not the luv button.

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+1

Yes, it is usually best to contact them since the online request form isn't realy a good predictor of the oucome and tends to be a YEMV scenario.

[ibmrad7]

Thanks Finstar and Blackrv7,

                    really helpful info. I guess I will keep using the card now and request a CLI around 4 months mark....

[FinStar]

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@ibmrad7 wrote:

Thanks Finstar and Blackrv7,

                    really helpful info. I guess I will keep using the card now and request a CLI around 4 months mark....

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Sounds like a good plan ibmrad7.  Best of luck with growing your Citi card!

[ibmrad7]

Thanks

[Anonymous]

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@ibmrad7 wrote:

Hi Shock_,

                Your experience is helpful. Did you wait until you get the card or called right away for CL recon?

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I got my card before requesting a CLI. In my case, I didnt recon the CL, but I reconned the CLI denial, if that makes sense.

[sjt]

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@ibmrad7 wrote:

So I applied for Citi Diamond Preferred around November 10th, application stayed pending for 5 days before I got a call from their Analyst asking for my Annual Income. I mentioned the same income I put on the application. Before I could say anything further, she said I can't approve you at this time, please try again in future.

Citi pulled EX (692) and EQ (657) for me, EX had 3 inqs and EQ had 0.

Somewhere on forums I came across Citi's Executive Review Department's mailing address, after much debate I wrote a letter to them explaining my situation, attached recent paystubs and specifically mentioned that I don't want another pull for this recon...

To my surprise after almost 40 days, I just got an emailing from Citi today stating my application has been approved Yay!!!!! The crappy part is the CL, only 500$. I didnt even get that limit when I was a student Lol.

How's Citi with CLIs? Is it always a HP? Do they like to see lot of usage?

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Congrats! You got in the "Citi" door.

What were the initial reasons they denied you the first time?

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

My experience with Citi has been to ask for a CLI every six months and it's always been a sp and never be declined.  I always do it over the phone and not the luv button.

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+1

Yes, it is usually best to contact them since the online request form isn't realy a good predictor of the oucome and tends to be a YEMV scenario.

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+2

I received a SP CLI with them after six months. I called because I wanted to be clear to the CSR that if the system was going to require a HP, then I didn't want to proceed.

Congrats to the OP for the approval and getting a foot in the door.

[FocusedAndDetermined]

At least, you were sucessful with the recon.  Congrats!