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I have had a Citi secured card with a limit of $2,500 for a year and a half. I just received the letter saying the card is graduating and they are giving the CHA back. They also stated in the letter that within 75 days the card will become a Diamond Preferred. I assume the card will keep the same CL I had before.
I also have a Citi DC with a limit of $500. Is it possible to transfer part of the Credit Limit of the credit card that is now unsecured to the DC? I spoke with a representative and said Citi doesn't allow this, and that the only way is to request a CLI on the DC. Is this true?
Another option would be, once the Citi Secured card becomes a Diamond Preferred, requesting a PC to DC, and then closing the other DC. Is this a more viable option? Thoughts?