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Citi Simplicity Mailer..

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TURNERHOOVER
Established Contributor

Citi Simplicity Mailer..

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Citi Simplicity Mailer..


@TURNERHOOVER wrote:

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 


I see it's in your sig. Did you apply yet?

Message 2 of 8
Anonymous
Not applicable

Re: Citi Simplicity Mailer..


@TURNERHOOVER wrote:

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 


Not dumb.  it is good to diversify your credit portfolio just like how you wouldn't like  to have a all your eggs in one basket.  

Message 3 of 8
TURNERHOOVER
Established Contributor

Re: Citi Simplicity Mailer..


@Anonymous wrote:

@TURNERHOOVER wrote:

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 


I see it's in your sig. Did you apply yet?


That would be an AU account. Haven't app'd yet. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 4 of 8
skigirl916
Established Contributor

Re: Citi Simplicity Mailer..


@TURNERHOOVER wrote:

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 


Then you need also get BoA, Wells Fargo, US Bank, Diners, NFCU, HSBC, Ally, Capital One, PNC...

 

Nixon will show you the way.

Message 5 of 8
wacdenney
Valued Contributor

Re: Citi Simplicity Mailer..

Simplicity is basically a balance transfer card and I think it will not PC to anything else.  Personally I would not recommend it just for the sake of diversification.  Citi's product offerings are still pretty weak in general IMO.

Message 6 of 8
Anonymous
Not applicable

Re: Citi Simplicity Mailer..


@skigirl916 wrote:

@TURNERHOOVER wrote:

I want in with Citi simply because I want to have a card with each of the major issuers (dumb reason I know) but no ones perfect. 


Then you need also get BoA, Wells Fargo, US Bank, Diners, NFCU, HSBC, Ally, Capital One, PNC...

 

Nixon will show you the way.


BoA, if they have something you like.

Wells Fargo, don't bother unless you have a credit file capable of supporting their best card (Propel AMEX)

US Bank.....*Sigh* I don't even know what to say about them.

Diners....IF and WHEN they open apps back up..

NFCU, Must qualify for membership of course which is strictly monitored.

HSBC, What exactly do they offer that's any good now?

Ally, They offer CC's?

Cap One, Only apply prime with them. ONLY.

PNC, Not worth the HP. Seriously.

Message 7 of 8
TURNERHOOVER
Established Contributor

Re: Citi Simplicity Mailer..


@wacdenney wrote:

Simplicity is basically a balance transfer card and I think it will not PC to anything else.  Personally I would not recommend it just for the sake of diversification.  Citi's product offerings are still pretty weak in general IMO.


The above mentioned may be true. BUT I STILL WANT A  CITI CARD. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 8 of 8
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