Citi Strata Elite Card to launch soon

[Saleen099]

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@idunnomypassword1231 wrote:

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@Saleen099 wrote:

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@idunnomypassword1231 wrote:

can the points be redeemed as cashback for this card at 1cpp?

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Yes, but why? 

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just in case if i plan a trip and it doesn't work out, so i'd just take the cash lol

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If the trip doesn’t work out, you can always reschedule and get your points back. You don’t have to redeem them for cash back, since that would be a terrible redemption rate.

[NoHardLimits]

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@idunnomypassword1231 wrote:

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@Saleen099 wrote:

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@idunnomypassword1231 wrote:

can the points be redeemed as cashback for this card at 1cpp?

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Yes, but why? 

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just in case if i plan a trip and it doesn't work out, so i'd just take the cash lol

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Wouldn't you just travel later?  If you're really anxious about it, you can open one of their cashback cards (Custom Cash or Double Cash) and combine the points accounts.

[Realist]

Overrated card in it's current form.  Premier is the best bang for the buck so far, even with AF.

Why would I pay this AF, when I can acquire 5-6 credit welcome bonuses for the same amount in AF or less, to acquire "THOUSANDS in real value" more than this one simple card with suggested value?    I can acquire a number of hotel cards, along with round trip airfare cards, for the same or less.    Even the daily driver, depending on which one I want to use, is earning more in point value.

Premier = $600 cash value

Elite = $800 cash value

Even with the transfer partners, at that AF fee, it's not worth it.  Premier is.  But neither card is a daily driver beyond the welcome bonus.  And that's the point.  Overrated.

[redpat]

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@Realist wrote:

Overrated card in it's current form.  Premier is the best bang for the buck so far, even with AF.

Why would I pay this AF, when I can acquire 5-6 credit welcome bonuses for the same amount in AF or less, to acquire "THOUSANDS in real value" more than this one simple card with suggested value?    I can acquire a number of hotel cards, along with round trip airfare cards, for the same or less.    Even the daily driver, depending on which one I want to use, is earning more in point value.

Premier = $600 cash value

Elite = $800 cash value

Even with the transfer partners, at that AF fee, it's not worth it.  Premier is.  But neither card is a daily driver beyond the welcome bonus.  And that's the point.  Overrated.

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I have to disagree about Premier being a daily driver, it can very well be if your plan is to transfer to AA.

BTW, churning is pretty much dead now, it's not like it was before.

[Saleen099]

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@redpat wrote:

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@Realist wrote:

Overrated card in it's current form.  Premier is the best bang for the buck so far, even with AF.

Why would I pay this AF, when I can acquire 5-6 credit welcome bonuses for the same amount in AF or less, to acquire "THOUSANDS in real value" more than this one simple card with suggested value?    I can acquire a number of hotel cards, along with round trip airfare cards, for the same or less.    Even the daily driver, depending on which one I want to use, is earning more in point value.

Premier = $600 cash value

Elite = $800 cash value

Even with the transfer partners, at that AF fee, it's not worth it.  Premier is.  But neither card is a daily driver beyond the welcome bonus.  And that's the point.  Overrated.

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I have to disagree about Premier being a daily driver, it can very well be if your plan is to transfer to AA.

BTW, churning is pretty much dead now, it's not like it was before.

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@redpat  I need a cash back card 🤣😭😂🤣

[redpat]

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@Saleen099 wrote:

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@redpat  I need a cash back card 🤣😭😂🤣

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I'm sure the SYW crew would be more than happy to help you out.

[Saleen099]

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@redpat wrote:

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@Saleen099 wrote:

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@redpat  I need a cash back card 🤣😭😂🤣

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I'm sure the SYW crew would be more than happy to help you out.

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I walked in, looked around, and suddenly started feeling nauseous. I had to call my watch dealer to schedule an appointment and see if he had any new Richard Mille pieces. After that, I contacted my friend—the concierge’s doctor—to prescribe something for the nausea.

[coldfusion]

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@idunnomypassword1231 wrote:

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@Saleen099 wrote:

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@idunnomypassword1231 wrote:

can the points be redeemed as cashback for this card at 1cpp?

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Yes, but why? 

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just in case if i plan a trip and it doesn't work out, so i'd just take the cash lol

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Cashback for the Premier is scheduled to be nerfed starting 8/24/25 with new valuation set at 0.75 cpp,  barring governance from Citi stating otherwise I'd expect the same to be true for the Elite. 

[coldfusion]

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@Saleen099 wrote:

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@redpat wrote:

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@Saleen099 wrote:

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@redpat  I need a cash back card 🤣😭😂🤣

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I'm sure the SYW crew would be more than happy to help you out.

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I walked in, looked around, and suddenly started feeling nauseous. I had to call my watch dealer to schedule an appointment and see if he had any new Richard Mille pieces. After that, I contacted my friend—the concierge’s doctor—to prescribe something for the nausea.

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I don't think too many people would be pulling out a  Citi-issued card to pay for a Richard Mille piece...AMEX Centurion maybe. 

[redpat]

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@coldfusion wrote:

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@Saleen099 wrote:

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@redpat wrote:

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@Saleen099 wrote:

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@redpat  I need a cash back card 🤣😭😂🤣

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I'm sure the SYW crew would be more than happy to help you out.

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I walked in, looked around, and suddenly started feeling nauseous. I had to call my watch dealer to schedule an appointment and see if he had any new Richard Mille pieces. After that, I contacted my friend—the concierge’s doctor—to prescribe something for the nausea.

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I don't think too many people would be pulling out a  Citi-issued card to pay for a Richard Mille piece...AMEX Centurion maybe. 

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I'm good with my apple watch.

But we do see a concierge physician practice for the past few years, one of our best decisions and well worth it.