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Citi TYP - CLI Question

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AirlinerDudeB6
Regular Contributor

Citi TYP - CLI Question

So my Citi TYP card just turned one year old this month.  

 

I have never had the "Soft Pull" CLI option online.  It always says a credit report will be pulled...blah blah blah.

 

I also have not had any new inquiries or new accounts in the past 6 months.  

 

Never late, mix of PIF before statement cut ...as well as PIF after statement cut just so there is a small balance.

 

What gives?  Has this happened to anyone else?  Does Citi really not give SP CLI's to some people?

 

 

 

 

Discover It - $25.5k | Sam's Club MasterCard - $25k | Chase Sapphire Reserve $23.8k | Amex EveryDay - $23k | Barclays JetBlue - $23k | Citi TYP - $7.1k | Cap1 Quicksilver WMC - $7k | Marriott Rewards Premier Visa Signature - $6.5k | Chase Freedom - $3.2k | Amex Gold - NPSL |
TU 08 FICO - 812 | EQ 08 FICO - 799 | EX 08 FICO - 793 |

Utilization - 16% | AAOA - 4.3 years | In Garden - Since 9/6/16
Message 1 of 12
11 REPLIES 11
L-TWT
Established Contributor

Re: Citi TYP - CLI Question

I believe once your acct matures (> 13 mos), you will start to see this message "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." But, yest Citi does offer SP CLI's!


Message 2 of 12
akabigo
Contributor

Re: Citi TYP - CLI Question

I had my TYP for just over 2 years and never got the soft CLI page until I PC'd to the Double Cash a few weeks ago. As soon as the Double Cash showed up in my accounts, I had the soft CLI dialogue and I was bumped $1600 to $9600. Good luck

Fico scores 800+
Message 3 of 12
Anonymous
Not applicable

Re: Citi TYP - CLI Question


@L-TWT wrote:

I believe once your acct matures (> 13 mos), you will start to see this message "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." But, yest Citi does offer SP CLI's!


so you feel my credit line increase for my over 13 mo old Citi BB store card could be a soft using that
button? hmmm. 

Also adding that CITI is sending me pre qual offers in the mail and i see them promo pulling  me on CA's left and right.

Hmm I wonder what the chances for the Request CLI option  (BB store card) is being a SP now..

Message 4 of 12
Anonymous
Not applicable

Re: Citi TYP - CLI Question


@AirlinerDudeB6 wrote:

So my Citi TYP card just turned one year old this month.  

 

I have never had the "Soft Pull" CLI option online.  It always says a credit report will be pulled...blah blah blah.

 

I also have not had any new inquiries or new accounts in the past 6 months.  

 

Never late, mix of PIF before statement cut ...as well as PIF after statement cut just so there is a small balance.

 

What gives?  Has this happened to anyone else?  Does Citi really not give SP CLI's to some people?

 

 

 

 


It night also be some cards.   I have four Citi cards, three of which now always show SP, and a Citi AA card which NEVER has.  I don't think I had one on my TYP until I PCd to DC (as someone else also reports) and I think the same was true of my Premier, which as soon as I PCd to Dividend got a SP CLI.

Message 5 of 12
Anonymous
Not applicable

Re: Citi TYP - CLI Question


@Anonymous wrote:

@L-TWT wrote:

I believe once your acct matures (> 13 mos), you will start to see this message "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision." But, yest Citi does offer SP CLI's!


so you feel my credit line increase for my over 13 mo old Citi BB store card could be a soft using that
button? hmmm. 

Also adding that CITI is sending me pre qual offers in the mail and i see them promo pulling  me on CA's left and right.

Hmm I wonder what the chances for the Request CLI option  (BB store card) is being a SP now..


BestBuy is not a SP.

Message 6 of 12
Kostya1992
Established Contributor

Re: Citi TYP - CLI Question

My soft CLI message appeared on 6th statement cut and has been there ever since. However, i have been told that CLI is only possible once every 6th months so im leaving it alone till 12th statement Smiley Happy
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 7 of 12
Ups77
Regular Contributor

Re: Citi TYP - CLI Question

That's weird because every time I look it always says it won't generate a credit report. Trying calling them. It also could be the computer seeing something in your profile.

Message 8 of 12
JSS3
Valued Contributor

Re: Citi TYP - CLI Question

Got My TYP March 18th. A little less than 6 months later(Sept 3) got an instant $600 sp approval. Dec, Feb, and Mar, I was denied increases but the SP button was available to me those months. First denied due to having a recent increase. Later denied because of, "Ratio of revolving balances to credit limits too high". Here is the sneaky thing though---now that my balances are lowered, and I am 7months out, Citi went back to the HP screen for TYP. I, however, was able to get a 1400 increase on my newly upgraded Double Cash(formerly Dividend). Prior to upgrading, I couldn't get the SP button on it in recent months. Only one increase of 1400 on Dividend 7 months after getting it.

 

I'm thinking of also upgrading my TYP to Double Cash. If I do, I'll try for an increase then.

Message 9 of 12
Anonymous
Not applicable

Re: Citi TYP - CLI Question

"I'm thinking of also upgrading my TYP to Double Cash"

 

Do you mean to say.. I can convert my BB Store card from Citi to a Regular Citi card?

I have had it for a few years.

Message 10 of 12
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